Cost of Living in Winnsboro, TX
Population 3,386 · Texas · Data vintage 2023
(100 = US avg)
Winnsboro is a smaller Texas community of around 3000 residents, where median household incomes of $51,473 and housing costs ($152,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 9.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 45 miles north of Tyler, Winnsboro falls within that metro's commuting orbit. Median home values run roughly 30% lower than Tyler's $216,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Winnsboro
The median home value in Winnsboro is $152,000 — 50% below the national median of $305,000. Median rent runs $925/month, 30% lower than the national median of $1,314/month. The median household income of $51,473/year is 31% lower than the US median of $74,580. The local unemployment rate is 9.1%, above the national average of 4.8%. Texas charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 77.0°F and lows of 56.2°F. Overall, Winnsboro has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.
Winnsboro has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 58 | 62 | 70 | 77 | 83 | 90 | 94 | 95 | 89 | 79 | 68 | 59 |
| Low °F | 37 | 41 | 48 | 55 | 64 | 71 | 74 | 74 | 67 | 57 | 47 | 39 |
| Precip" | 3.39 | 3.68 | 3.72 | 3.48 | 4.07 | 4.38 | 2.10 | 2.61 | 3.07 | 4.31 | 3.26 | 4.03 |
Frequently Asked Questions
What is the cost of living in Winnsboro, TX?
Winnsboro has a cost index of 58 (100 = national average). It is 42% below the national average.
What is average rent in Winnsboro, TX?
The median gross rent in Winnsboro is $925 per month based on 2023 Census data.
What is the average home price in Winnsboro?
The median home value in Winnsboro is $152,000 according to Zillow and Census data.
What is the median income in Winnsboro?
The median household income in Winnsboro is $51,473 per year (2023 ACS 5-year estimates).
What is the sales tax in Winnsboro, TX?
The combined state and local sales tax rate in Winnsboro is 8.2%. Texas has no state income tax.
Is Winnsboro, TX affordable?
Yes, Winnsboro is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.
What is the weather like in Winnsboro?
Winnsboro has average high temperatures of 77.0°F and average lows of 56.2°F. Annual precipitation is 42.1". Data from NOAA 1991–2020 Climate Normals.
Winnsboro at a Glance
- Population
- 3,386
- Median Income
- $51,473
- Home Value
- $152,000
- Median Rent
- $925/mo
- Unemployment
- 9.1%
- Avg High Temp
- 77.0°F
- Sales Tax
- 8.2%
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Texas Rankings
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