Cost of Living in Bedford, VA

Population 6,703 · Virginia · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bedford's median household income of $47,697 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (20% here).

Geographically, Bedford lies roughly 85 miles north of the nearest major metro, Greensboro. Median home values run roughly 13% lower than Greensboro's $221,000.

Cost Overview

Housing 63
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bedford

The median home value in Bedford is $192,600 — 37% below the national median of $305,000. Median rent runs $876/month, 33% lower than the national median of $1,314/month. The median household income of $47,697/year is 36% lower than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 67.4°F and lows of 45.0°F, with about 11.6" of annual snowfall. Overall, Bedford has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$192,600
37% below avg
Zillow Home Value
$275,202
Zillow ZHVI
Median Rent
$876/mo
33% below avg
Price-to-Rent Ratio
18.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 55.5%
Renter-occupied 44.5%

💰 Estimated Monthly Budget

Rent median rent
$876
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,490/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.7 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.8%

Commute Mode

Drove alone
79.8%
Carpooled
11.8%
Walked
0.7%
Work from home
5.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$47,697
36% below avg
Per Capita Income
$29,729
Unemployment Rate
3.7%
22% below avg
Poverty Rate
20.4%
Labor Force Participation
56.3%

🎓 Education

Bachelor's degree+ 15.2%
Graduate degree 4.3%

👥 Demographics

Median Age 43.6
Male median age 32.5
Female median age 45.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
67.4°F
Avg Low
45.0°F
Annual Precip
42.8"
Annual Snowfall
11.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 465058697683878579695849
Low °F 262835445361656457453529
Precip" 3.462.913.763.453.983.824.193.223.963.123.393.50
Snow" 3.53.62.40.10.00.00.00.00.00.00.02.0

🏫 Schools

NCES CCD 2019 — public school district data

89%
4-Year Graduation Rate
14.3:1
Student-teacher ratio
22
Public schools
9,555
Total enrollment

Frequently Asked Questions

What is the cost of living in Bedford, VA?

Bedford has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Bedford, VA?

The median gross rent in Bedford is $876 per month based on 2023 Census data.

What is the average home price in Bedford?

The median home value in Bedford is $192,600 according to Zillow and Census data.

What is the median income in Bedford?

The median household income in Bedford is $47,697 per year (2023 ACS 5-year estimates).

What is the sales tax in Bedford, VA?

The combined state and local sales tax rate in Bedford is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Bedford, VA affordable?

Yes, Bedford is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

What is the weather like in Bedford?

Bedford has average high temperatures of 67.4°F and average lows of 45.0°F. Annual precipitation is 42.8". Average annual snowfall is 11.6". Data from NOAA 1991–2020 Climate Normals.

Bedford at a Glance

Population
6,703
Median Income
$47,697
Home Value
$192,600
Median Rent
$876/mo
Unemployment
3.7%
Avg High Temp
67.4°F
Sales Tax
5.6%
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🗺️ County data for Virginia

Explore county-level cost of living data

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