Cost of Living in Chamberlayne, VA

Population 5,000 · Virginia · Data vintage 2023

110
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Chamberlayne is 56 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals.

Located 7 miles northeast of Richmond, Chamberlayne falls within that metro's commuting orbit. Median home values run roughly 8% lower than Richmond's $328,000.

Cost Overview

Housing 99
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Chamberlayne

The median home value in Chamberlayne is $302,500 — 1% below the national median of $305,000. Median rent runs $1,647/month, 25% higher than the national median of $1,314/month. The median household income of $102,656/year is 38% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 68.8°F and lows of 47.1°F. Overall, Chamberlayne has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.

🏠 Housing

Median Home Value
$302,500
1% below avg
Zillow Home Value
$407,772
Zillow ZHVI
Median Rent
$1,647/mo
25% above avg
Price-to-Rent Ratio
15.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 97.4%
Renter-occupied 2.6%

💰 Estimated Monthly Budget

Rent median rent
$1,647
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,261/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.3 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.3%

Commute Mode

Drove alone
71.2%
Carpooled
7.0%
Work from home
20.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$102,656
38% above avg
Per Capita Income
$61,705
Unemployment Rate
3.4%
30% below avg
Poverty Rate
3.3%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 22.1%
Graduate degree 30.5%

👥 Demographics

Median Age 55.8
Male median age 54
Female median age 56.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
68.8°F
Avg Low
47.1°F
Annual Precip
45.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 475159707785898781706051
Low °F 283036455563686659483831
Precip" 3.482.873.893.434.334.143.984.934.043.653.393.68

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
60.5%
Good air days/yr
159
Max AQI recorded
220
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Chamberlayne, VA?

Chamberlayne has a cost index of 110 (100 = national average). It is 10% above the national average.

What is average rent in Chamberlayne, VA?

The median gross rent in Chamberlayne is $1,647 per month based on 2023 Census data.

What is the average home price in Chamberlayne?

The median home value in Chamberlayne is $302,500 according to Zillow and Census data.

What is the median income in Chamberlayne?

The median household income in Chamberlayne is $102,656 per year (2023 ACS 5-year estimates).

What is the sales tax in Chamberlayne, VA?

The combined state and local sales tax rate in Chamberlayne is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Chamberlayne, VA affordable?

Chamberlayne is near the national average in terms of cost of living, with an index of 110 (100 = US average).

What is the weather like in Chamberlayne?

Chamberlayne has average high temperatures of 68.8°F and average lows of 47.1°F. Annual precipitation is 45.8". Data from NOAA 1991–2020 Climate Normals.

Chamberlayne at a Glance

Population
5,000
Median Income
$102,656
Home Value
$302,500
Median Rent
$1,647/mo
Unemployment
3.4%
Avg High Temp
68.8°F
Sales Tax
5.6%
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🗺️ County data for Virginia

Explore county-level cost of living data

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