Cost of Living in Mechanicsville, VA

Population 38,437 · Virginia · Data vintage 2023

114
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mechanicsville lands reasonably close to national benchmarks on most cost indicators, with a median home value of $324,000 — 6% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Virginia. The labor market has been unusually tight, with unemployment around 1.9% — below most comparable cities in the state.

Located 10 miles northeast of Richmond, Mechanicsville falls within that metro's commuting orbit. Housing prices track closely with Richmond's $328,000 median.

Cost Overview

Housing 106
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mechanicsville

The median home value in Mechanicsville is $323,600 — 6% above the national median of $305,000. Median rent runs $1,645/month, 25% higher than the national median of $1,314/month. The median household income of $97,569/year is 31% higher than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 68.8°F and lows of 47.1°F. Overall, Mechanicsville has a cost of living index of 114 versus the US average of 100, meaning it is 14% more expensive.

🏠 Housing

Median Home Value
$323,600
6% above avg
Zillow Home Value
$431,435
Zillow ZHVI
Median Rent
$1,645/mo
25% above avg
Zillow Rent
$2,085/mo
Zillow ZORI
Price-to-Rent Ratio
16.4x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 77.5%
Renter-occupied 22.5%

💰 Estimated Monthly Budget

Rent median rent
$1,645
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,259/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.4 min
2% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.3%

Commute Mode

Drove alone
80.1%
Carpooled
4.1%
Public transit
0.1%
Walked
0.4%
Work from home
14.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$97,569
31% above avg
Per Capita Income
$43,576
Unemployment Rate
1.9%
61% below avg
Poverty Rate
5.3%
Labor Force Participation
66.6%

🎓 Education

Bachelor's degree+ 22.9%
Graduate degree 14.4%

👥 Demographics

Median Age 41.8
Male median age 40.3
Female median age 43.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
68.8°F
Avg Low
47.1°F
Annual Precip
45.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 475159707785898781706051
Low °F 283036455563686659483831
Precip" 3.482.873.893.434.334.143.984.934.043.653.393.68

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
93%
Good air days/yr
101
Max AQI recorded
0
PM2.5 days
229
Ozone days

Frequently Asked Questions

What is the cost of living in Mechanicsville, VA?

Mechanicsville has a cost index of 114 (100 = national average). It is 14% above the national average.

What is average rent in Mechanicsville, VA?

The median gross rent in Mechanicsville is $1,645 per month based on 2023 Census data.

What is the average home price in Mechanicsville?

The median home value in Mechanicsville is $323,600 according to Zillow and Census data.

What is the median income in Mechanicsville?

The median household income in Mechanicsville is $97,569 per year (2023 ACS 5-year estimates).

What is the sales tax in Mechanicsville, VA?

The combined state and local sales tax rate in Mechanicsville is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Mechanicsville, VA affordable?

Mechanicsville is above average in cost of living, with an index of 114 — about 14% higher than the national average.

What is the weather like in Mechanicsville?

Mechanicsville has average high temperatures of 68.8°F and average lows of 47.1°F. Annual precipitation is 45.8". Data from NOAA 1991–2020 Climate Normals.

Mechanicsville at a Glance

Population
38,437
Median Income
$97,569
Home Value
$323,600
Median Rent
$1,645/mo
Unemployment
1.9%
Avg High Temp
68.8°F
Sales Tax
5.6%
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