Cost of Living in Spotsylvania Courthouse, VA

Population 6,793 · Virginia · Data vintage 2023

118
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Spotsylvania Courthouse a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $367,000. Unemployment has stayed elevated relative to the national figure — 13.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Spotsylvania Courthouse is about 45 miles north of Richmond, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 12% higher than Richmond's $328,000.

Cost Overview

Housing 120
Rent 115

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Spotsylvania Courthouse

The median home value in Spotsylvania Courthouse is $366,900 — 20% above the national median of $305,000. Median rent runs $1,515/month, 15% higher than the national median of $1,314/month. The median household income of $85,321/year is 14% higher than the US median of $74,580. The local unemployment rate is 13.4%, above the national average of 4.8%. Virginia's top state income tax rate is 5.8% and the combined sales tax is 5.6%. The climate averages highs of 67.1°F and lows of 49.1°F, with about 12.4" of annual snowfall. Overall, Spotsylvania Courthouse has a cost of living index of 118 versus the US average of 100, meaning it is 18% more expensive.

🏠 Housing

Median Home Value
$366,900
20% above avg
Median Rent
$1,515/mo
15% above avg
Price-to-Rent Ratio
20.2x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$970
1 BR
$989
2 BR
$1,200
3 BR
$1,645
4 BR
$1,885
Owner-occupied 69.8%
Renter-occupied 30.2%

💰 Estimated Monthly Budget

Rent median rent
$1,515
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,129/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
45.5 min
69% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.2%

Commute Mode

Drove alone
73.7%
Carpooled
12.1%
Work from home
12.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 5.6%
State rate 4.3%
Avg local rate 1.3%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$85,321
14% above avg
Per Capita Income
$34,719
Unemployment Rate
13.4%
178% above avg
Poverty Rate
11.5%
Labor Force Participation
69.1%

🎓 Education

Bachelor's degree+ 17.1%
Graduate degree 9.6%

👥 Demographics

Median Age 32.4
Male median age 25.7
Female median age 37.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
67.1°F
Avg Low
49.1°F
Annual Precip
41"
Annual Snowfall
12.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 454856687684888680695849
Low °F 283037475766716962503932
Precip" 2.662.363.583.163.633.534.644.243.433.333.143.33
Snow" 3.55.81.40.00.00.00.00.00.00.00.01.7

Frequently Asked Questions

What is the cost of living in Spotsylvania Courthouse, VA?

Spotsylvania Courthouse has a cost index of 118 (100 = national average). It is 18% above the national average.

What is average rent in Spotsylvania Courthouse, VA?

The median gross rent in Spotsylvania Courthouse is $1,515 per month based on 2023 Census data.

What is the average home price in Spotsylvania Courthouse?

The median home value in Spotsylvania Courthouse is $366,900 according to 2023 Census ACS data.

What is the median income in Spotsylvania Courthouse?

The median household income in Spotsylvania Courthouse is $85,321 per year (2023 ACS 5-year estimates).

What is the sales tax in Spotsylvania Courthouse, VA?

The combined state and local sales tax rate in Spotsylvania Courthouse is 5.6%. The Virginia state income tax top rate is 5.8%.

Is Spotsylvania Courthouse, VA affordable?

Spotsylvania Courthouse is above average in cost of living, with an index of 118 — about 18% higher than the national average.

What is the weather like in Spotsylvania Courthouse?

Spotsylvania Courthouse has average high temperatures of 67.1°F and average lows of 49.1°F. Annual precipitation is 41". Average annual snowfall is 12.4". Data from NOAA 1991–2020 Climate Normals.

Spotsylvania Courthouse at a Glance

Population
6,793
Median Income
$85,321
Home Value
$366,900
Median Rent
$1,515/mo
Unemployment
13.4%
Avg High Temp
67.1°F
Sales Tax
5.6%
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