Cost of Living in Middlebury, VT

Population 7,145 · Vermont · Data vintage 2023

116
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Middlebury sits on the smaller end of the Vermont city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Middlebury lies roughly 100 miles northeast of the nearest major metro, Albany. Median home values run roughly 74% higher than Albany's $223,000.

Cost Overview

Housing 127
Rent 98

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Middlebury

The median home value in Middlebury is $388,100 — 27% above the national median of $305,000. Median rent runs $1,287/month, 2% lower than the national median of $1,314/month. The median household income of $74,900/year is equal to than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. Vermont's top state income tax rate is 8.8% and the combined sales tax is 6.2%. The climate averages highs of 52.8°F and lows of 32.4°F. Overall, Middlebury has a cost of living index of 116 versus the US average of 100, meaning it is 16% more expensive.

🏠 Housing

Median Home Value
$388,100
27% above avg
Zillow Home Value
$296,245
Zillow ZHVI
Median Rent
$1,287/mo
2% below avg
Price-to-Rent Ratio
25.1x
Favors renting
Property Tax Rate
1.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,020
1 BR
$1,082
2 BR
$1,301
3 BR
$1,692
4 BR
$1,795
Owner-occupied 58.0%
Renter-occupied 42.0%

💰 Estimated Monthly Budget

Rent median rent
$1,287
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,901/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.4 min
39% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.9%

Commute Mode

Drove alone
40.0%
Carpooled
7.8%
Public transit
0.6%
Walked
29.4%
Bicycle
1.8%
Work from home
19.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 8.8%
Total Sales Tax 6.2%
State rate 6.0%
Avg local rate 0.2%
Property Tax 1.9%

💼 Income & Employment

Median Household Income
$74,900
0% below avg
Per Capita Income
$31,784
Unemployment Rate
4.5%
6% below avg
Poverty Rate
13.8%
Labor Force Participation
49.1%

🎓 Education

Bachelor's degree+ 31.9%
Graduate degree 31.2%

👥 Demographics

Median Age 23.5
Male median age 23.5
Female median age 23.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
52.8°F
Avg Low
32.4°F
Annual Precip
38.7"
20° 40° 60° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 262938526573787669554331
Low °F 7918304251565446362615
Precip" 2.322.062.493.043.524.214.273.813.333.872.852.93

Frequently Asked Questions

What is the cost of living in Middlebury, VT?

Middlebury has a cost index of 116 (100 = national average). It is 16% above the national average.

What is average rent in Middlebury, VT?

The median gross rent in Middlebury is $1,287 per month based on 2023 Census data.

What is the average home price in Middlebury?

The median home value in Middlebury is $388,100 according to Zillow and Census data.

What is the median income in Middlebury?

The median household income in Middlebury is $74,900 per year (2023 ACS 5-year estimates).

What is the sales tax in Middlebury, VT?

The combined state and local sales tax rate in Middlebury is 6.2%. The Vermont state income tax top rate is 8.8%.

Is Middlebury, VT affordable?

Middlebury is above average in cost of living, with an index of 116 — about 16% higher than the national average.

What is the weather like in Middlebury?

Middlebury has average high temperatures of 52.8°F and average lows of 32.4°F. Annual precipitation is 38.7". Data from NOAA 1991–2020 Climate Normals.

Middlebury at a Glance

Population
7,145
Median Income
$74,900
Home Value
$388,100
Median Rent
$1,287/mo
Unemployment
4.5%
Avg High Temp
52.8°F
Sales Tax
6.2%
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🗺️ County data for Vermont

Explore county-level cost of living data

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