Cost of Living in Silverdale, WA

Population 21,046 · Washington · Data vintage 2023

162
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Silverdale is a smaller Washington community of around 21000 residents, where median household incomes of $101,445 and housing costs ($508,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Silverdale sits roughly 15 miles west of Seattle. Median home values run roughly 44% lower than Seattle's $912,000.

Cost Overview

Housing 166
Rent 156

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Silverdale

The median home value in Silverdale is $507,600 — 66% above the national median of $305,000. Median rent runs $2,056/month, 56% higher than the national median of $1,314/month. The median household income of $101,445/year is 36% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Washington charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 60.8°F and lows of 45.7°F, with about 3.8" of annual snowfall. Overall, Silverdale has a cost of living index of 162 versus the US average of 100, meaning it is 62% more expensive.

🏠 Housing

Median Home Value
$507,600
66% above avg
Zillow Home Value
$597,573
Zillow ZHVI
Median Rent
$2,056/mo
56% above avg
Zillow Rent
$1,932/mo
Zillow ZORI
Price-to-Rent Ratio
20.6x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$963
1 BR
$1,018
2 BR
$1,317
3 BR
$1,845
4 BR
$2,071
Owner-occupied 52.5%
Renter-occupied 47.5%

💰 Estimated Monthly Budget

Rent median rent
$2,056
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,670/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.1 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.2%

Commute Mode

Drove alone
75.1%
Carpooled
10.6%
Public transit
3.7%
Walked
1.4%
Bicycle
0.1%
Work from home
8.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.2%
State rate 6.5%
Avg local rate 2.7%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$101,445
36% above avg
Per Capita Income
$48,273
Unemployment Rate
5.8%
20% above avg
Poverty Rate
7.2%
Labor Force Participation
64.3%

🎓 Education

Bachelor's degree+ 22.0%
Graduate degree 13.7%

👥 Demographics

Median Age 38.8
Male median age 37.5
Female median age 41.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.8°F
Avg Low
45.7°F
Annual Precip
37.8"
Annual Snowfall
3.8"
30° 43° 55° 68° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 475054596570777771615247
Low °F 373739434853575753474137
Precip" 5.143.543.862.982.161.570.781.001.743.655.855.55
Snow" 0.91.00.00.00.00.00.00.00.00.00.21.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 22 — Good
92.6%
Good air days/yr
115
Max AQI recorded
349
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

88%
4-Year Graduation Rate
18.6:1
Student-teacher ratio
19
Public schools
11,869
Total enrollment

Frequently Asked Questions

What is the cost of living in Silverdale, WA?

Silverdale has a cost index of 162 (100 = national average). It is 62% above the national average.

What is average rent in Silverdale, WA?

The median gross rent in Silverdale is $2,056 per month based on 2023 Census data.

What is the average home price in Silverdale?

The median home value in Silverdale is $507,600 according to Zillow and Census data.

What is the median income in Silverdale?

The median household income in Silverdale is $101,445 per year (2023 ACS 5-year estimates).

What is the sales tax in Silverdale, WA?

The combined state and local sales tax rate in Silverdale is 9.2%. Washington has no state income tax.

Is Silverdale, WA affordable?

Silverdale is above average in cost of living, with an index of 162 — about 62% higher than the national average.

What is the weather like in Silverdale?

Silverdale has average high temperatures of 60.8°F and average lows of 45.7°F. Annual precipitation is 37.8". Average annual snowfall is 3.8". Data from NOAA 1991–2020 Climate Normals.

Silverdale at a Glance

Population
21,046
Median Income
$101,445
Home Value
$507,600
Median Rent
$2,056/mo
Unemployment
5.8%
Avg High Temp
60.8°F
Sales Tax
9.2%
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