Cost of Living in Gadsden, AL

Population 33,617 · Alabama · Data vintage 2023

44
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Gadsden's median household income of $38,699 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (28% here). At 8.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 55 miles northeast of Birmingham, Gadsden is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 26% lower than Birmingham's $139,000.

Cost Overview

Housing 33
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gadsden

The median home value in Gadsden is $101,900 — 67% below the national median of $305,000. Median rent runs $787/month, 40% lower than the national median of $1,314/month. The median household income of $38,699/year is 48% lower than the US median of $74,580. The local unemployment rate is 8.9%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. The climate averages highs of 69.4°F and lows of 48.6°F. Overall, Gadsden has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.

🏠 Housing

Median Home Value
$101,900
67% below avg
Zillow Home Value
$110,733
Zillow ZHVI
Median Rent
$787/mo
40% below avg
Price-to-Rent Ratio
10.8x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 54.4%
Renter-occupied 45.6%

💰 Estimated Monthly Budget

Rent median rent
$787
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,401/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.7 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.4%

Commute Mode

Drove alone
83.8%
Carpooled
9.9%
Public transit
0.1%
Walked
1.3%
Work from home
3.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$38,699
48% below avg
Per Capita Income
$23,553
Unemployment Rate
8.9%
85% above avg
Poverty Rate
27.6%
Labor Force Participation
53.6%

🎓 Education

Bachelor's degree+ 9.4%
Graduate degree 5.4%

👥 Demographics

Median Age 39.6
Male median age 37.4
Female median age 41.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.4°F
Avg Low
48.6°F
Annual Precip
57.6"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 505461707784878681716152
Low °F 313441485563676659483834
Precip" 5.474.955.555.184.264.824.223.934.483.884.766.13

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.9%
Good air days/yr
100
Max AQI recorded
275
PM2.5 days
90
Ozone days

Frequently Asked Questions

What is the cost of living in Gadsden, AL?

Gadsden has a cost index of 44 (100 = national average). It is 56% below the national average.

What is average rent in Gadsden, AL?

The median gross rent in Gadsden is $787 per month based on 2023 Census data.

What is the average home price in Gadsden?

The median home value in Gadsden is $101,900 according to Zillow and Census data.

What is the median income in Gadsden?

The median household income in Gadsden is $38,699 per year (2023 ACS 5-year estimates).

What is the sales tax in Gadsden, AL?

The combined state and local sales tax rate in Gadsden is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Gadsden, AL affordable?

Yes, Gadsden is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.

What is the weather like in Gadsden?

Gadsden has average high temperatures of 69.4°F and average lows of 48.6°F. Annual precipitation is 57.6". Data from NOAA 1991–2020 Climate Normals.

Gadsden at a Glance

Population
33,617
Median Income
$38,699
Home Value
$101,900
Median Rent
$787/mo
Unemployment
8.9%
Avg High Temp
69.4°F
Sales Tax
9.2%
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