Cost of Living in Hokes Bluff, AL

Population 4,493 · Alabama · Data vintage 2023

67
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Hokes Bluff stay well under national norms: a median home value of $195,000 against median household incomes of $81,544 gives the city one of the more comfortable price-to-income ratios in Alabama.

Located 60 miles northeast of Birmingham, Hokes Bluff is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 41% higher than Birmingham's $139,000.

Cost Overview

Housing 64
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hokes Bluff

The median home value in Hokes Bluff is $194,900 — 36% below the national median of $305,000. Median rent runs $941/month, 28% lower than the national median of $1,314/month. The median household income of $81,544/year is 9% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. The climate averages highs of 69.4°F and lows of 48.6°F. Overall, Hokes Bluff has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.

🏠 Housing

Median Home Value
$194,900
36% below avg
Zillow Home Value
$185,762
Zillow ZHVI
Median Rent
$941/mo
28% below avg
Price-to-Rent Ratio
17.3x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 95.0%
Renter-occupied 5.0%

💰 Estimated Monthly Budget

Rent median rent
$941
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,555/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.4 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.2%

Commute Mode

Drove alone
90.1%
Carpooled
4.7%
Work from home
5.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$81,544
9% above avg
Per Capita Income
$38,586
Unemployment Rate
4.6%
4% below avg
Poverty Rate
2.5%
Labor Force Participation
67.4%

🎓 Education

Bachelor's degree+ 12.3%
Graduate degree 6.4%

👥 Demographics

Median Age 49.6
Male median age 50.4
Female median age 46.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.4°F
Avg Low
48.6°F
Annual Precip
57.6"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 505461707784878681716152
Low °F 313441485563676659483834
Precip" 5.474.955.555.184.264.824.223.934.483.884.766.13

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.9%
Good air days/yr
100
Max AQI recorded
275
PM2.5 days
90
Ozone days

Frequently Asked Questions

What is the cost of living in Hokes Bluff, AL?

Hokes Bluff has a cost index of 67 (100 = national average). It is 33% below the national average.

What is average rent in Hokes Bluff, AL?

The median gross rent in Hokes Bluff is $941 per month based on 2023 Census data.

What is the average home price in Hokes Bluff?

The median home value in Hokes Bluff is $194,900 according to Zillow and Census data.

What is the median income in Hokes Bluff?

The median household income in Hokes Bluff is $81,544 per year (2023 ACS 5-year estimates).

What is the sales tax in Hokes Bluff, AL?

The combined state and local sales tax rate in Hokes Bluff is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Hokes Bluff, AL affordable?

Yes, Hokes Bluff is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.

What is the weather like in Hokes Bluff?

Hokes Bluff has average high temperatures of 69.4°F and average lows of 48.6°F. Annual precipitation is 57.6". Data from NOAA 1991–2020 Climate Normals.

Hokes Bluff at a Glance

Population
4,493
Median Income
$81,544
Home Value
$194,900
Median Rent
$941/mo
Unemployment
4.6%
Avg High Temp
69.4°F
Sales Tax
9.2%
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