Cost of Living in Rainbow City, AL

Population 10,213 · Alabama · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rainbow City sits on the smaller end of the Alabama city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 8.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 50 miles northeast of Birmingham, Rainbow City falls within that metro's commuting orbit. Median home values run roughly 47% higher than Birmingham's $139,000.

Cost Overview

Housing 67
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rainbow City

The median home value in Rainbow City is $203,600 — 33% below the national median of $305,000. Median rent runs $998/month, 24% lower than the national median of $1,314/month. The median household income of $59,659/year is 20% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Rainbow City has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$203,600
33% below avg
Zillow Home Value
$245,737
Zillow ZHVI
Median Rent
$998/mo
24% below avg
Price-to-Rent Ratio
17.0x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 64.1%
Renter-occupied 35.9%

💰 Estimated Monthly Budget

Rent median rent
$998
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,612/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.7 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.7%

Commute Mode

Drove alone
77.3%
Carpooled
11.1%
Walked
2.5%
Work from home
8.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$59,659
20% below avg
Per Capita Income
$39,153
Unemployment Rate
8.6%
79% above avg
Poverty Rate
9.3%
Labor Force Participation
54.1%

🎓 Education

Bachelor's degree+ 14.4%
Graduate degree 7.4%

👥 Demographics

Median Age 40.2
Male median age 41.2
Female median age 39.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.9%
Good air days/yr
100
Max AQI recorded
275
PM2.5 days
90
Ozone days

Frequently Asked Questions

What is the cost of living in Rainbow City, AL?

Rainbow City has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Rainbow City, AL?

The median gross rent in Rainbow City is $998 per month based on 2023 Census data.

What is the average home price in Rainbow City?

The median home value in Rainbow City is $203,600 according to Zillow and Census data.

What is the median income in Rainbow City?

The median household income in Rainbow City is $59,659 per year (2023 ACS 5-year estimates).

What is the sales tax in Rainbow City, AL?

The combined state and local sales tax rate in Rainbow City is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Rainbow City, AL affordable?

Yes, Rainbow City is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

Rainbow City at a Glance

Population
10,213
Median Income
$59,659
Home Value
$203,600
Median Rent
$998/mo
Unemployment
8.6%
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs