Cost of Living in Rainsville, AL

Population 5,613 · Alabama · Data vintage 2023

61
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rainsville offers a notably favorable income-to-housing ratio for its region. The typical home — $208,000 — costs less than 3.2 times median household income of $64,140, a threshold many coastal markets passed a decade ago. An unemployment rate of 1.0% points to a labor market well on the tight side of the national distribution.

Geographically, Rainsville is about 50 miles east of Huntsville, the nearest large metro. Median home values run roughly 21% lower than Huntsville's $263,000.

Cost Overview

Housing 68
Rent 49

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rainsville

The median home value in Rainsville is $207,800 — 32% below the national median of $305,000. Median rent runs $647/month, 51% lower than the national median of $1,314/month. The median household income of $64,140/year is 14% lower than the US median of $74,580. The local unemployment rate is 1.0%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Rainsville has a cost of living index of 61 versus the US average of 100, meaning it is 39% less expensive.

🏠 Housing

Median Home Value
$207,800
32% below avg
Zillow Home Value
$209,001
Zillow ZHVI
Median Rent
$647/mo
51% below avg
Price-to-Rent Ratio
26.8x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 84.5%
Renter-occupied 15.5%

💰 Estimated Monthly Budget

Rent median rent
$647
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,261/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.5 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.7%

Commute Mode

Drove alone
93.2%
Carpooled
2.2%
Work from home
4.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$64,140
14% below avg
Per Capita Income
$29,894
Unemployment Rate
1.0%
79% below avg
Poverty Rate
15.7%
Labor Force Participation
58.2%

🎓 Education

Bachelor's degree+ 18.8%
Graduate degree 9.3%

👥 Demographics

Median Age 46.4
Male median age 41.1
Female median age 51

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
58.1%
Good air days/yr
133
Max AQI recorded
203
PM2.5 days
162
Ozone days

Frequently Asked Questions

What is the cost of living in Rainsville, AL?

Rainsville has a cost index of 61 (100 = national average). It is 39% below the national average.

What is average rent in Rainsville, AL?

The median gross rent in Rainsville is $647 per month based on 2023 Census data.

What is the average home price in Rainsville?

The median home value in Rainsville is $207,800 according to Zillow and Census data.

What is the median income in Rainsville?

The median household income in Rainsville is $64,140 per year (2023 ACS 5-year estimates).

What is the sales tax in Rainsville, AL?

The combined state and local sales tax rate in Rainsville is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Rainsville, AL affordable?

Yes, Rainsville is generally considered affordable, with a cost of living index of 61 — about 39% below the US national average of 100.

Rainsville at a Glance

Population
5,613
Median Income
$64,140
Home Value
$207,800
Median Rent
$647/mo
Unemployment
1.0%
Sales Tax
9.2%
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🗺️ County data for Alabama

Explore county-level cost of living data

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