Cost of Living in Guntersville, AL

Population 8,771 · Alabama · Data vintage 2023

82
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Guntersville sits on the smaller end of the Alabama city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Guntersville is about 35 miles southeast of Huntsville, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 12% higher than Huntsville's $263,000.

Cost Overview

Housing 96
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Guntersville

The median home value in Guntersville is $293,500 — 4% below the national median of $305,000. Median rent runs $785/month, 40% lower than the national median of $1,314/month. The median household income of $67,448/year is 10% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Guntersville has a cost of living index of 82 versus the US average of 100, meaning it is 18% less expensive.

🏠 Housing

Median Home Value
$293,500
4% below avg
Zillow Home Value
$296,414
Zillow ZHVI
Median Rent
$785/mo
40% below avg
Price-to-Rent Ratio
31.2x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 64.4%
Renter-occupied 35.6%

💰 Estimated Monthly Budget

Rent median rent
$785
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,399/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.8 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.6%

Commute Mode

Drove alone
85.8%
Carpooled
4.4%
Public transit
0.1%
Walked
0.3%
Bicycle
0.1%
Work from home
8.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$67,448
10% below avg
Per Capita Income
$37,393
Unemployment Rate
3.4%
29% below avg
Poverty Rate
17.7%
Labor Force Participation
49.6%

🎓 Education

Bachelor's degree+ 22.0%
Graduate degree 11.2%

👥 Demographics

Median Age 41.3
Male median age 38.2
Female median age 44.9

Frequently Asked Questions

What is the cost of living in Guntersville, AL?

Guntersville has a cost index of 82 (100 = national average). It is 18% below the national average.

What is average rent in Guntersville, AL?

The median gross rent in Guntersville is $785 per month based on 2023 Census data.

What is the average home price in Guntersville?

The median home value in Guntersville is $293,500 according to Zillow and Census data.

What is the median income in Guntersville?

The median household income in Guntersville is $67,448 per year (2023 ACS 5-year estimates).

What is the sales tax in Guntersville, AL?

The combined state and local sales tax rate in Guntersville is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Guntersville, AL affordable?

Yes, Guntersville is generally considered affordable, with a cost of living index of 82 — about 18% below the US national average of 100.

Guntersville at a Glance

Population
8,771
Median Income
$67,448
Home Value
$293,500
Median Rent
$785/mo
Unemployment
3.4%
Sales Tax
9.2%
View all cities in Alabama →
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Explore county-level cost of living data

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