Cost of Living in Lake of the Woods, AZ

Population 3,227 · Arizona · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Lake of the Woods a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $209,000. Unemployment has stayed elevated relative to the national figure — 13.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Lake of the Woods lies roughly 110 miles northeast of the nearest major metro, Mesa. Median home values run roughly 43% lower than Mesa's $364,000.

Cost Overview

Housing 68
Rent 59

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake of the Woods

The median home value in Lake of the Woods is $208,800 — 32% below the national median of $305,000. Median rent runs $780/month, 41% lower than the national median of $1,314/month. The median household income of $55,531/year is 26% lower than the US median of $74,580. The local unemployment rate is 13.4%, above the national average of 4.8%. Arizona's top state income tax rate is 2.5% and the combined sales tax is 8.4%. Overall, Lake of the Woods has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$208,800
32% below avg
Median Rent
$780/mo
41% below avg
Price-to-Rent Ratio
22.3x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$985
1 BR
$1,055
2 BR
$1,373
3 BR
$1,877
4 BR
$2,092
Owner-occupied 82.6%
Renter-occupied 17.4%

💰 Estimated Monthly Budget

Rent median rent
$780
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,394/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.3 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.0%

Commute Mode

Drove alone
86.6%
Carpooled
5.9%
Walked
1.2%
Bicycle
0.4%
Work from home
6.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 2.5%
Total Sales Tax 8.4%
State rate 5.6%
Avg local rate 2.8%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$55,531
26% below avg
Per Capita Income
$32,336
Unemployment Rate
13.4%
178% above avg
Poverty Rate
16.4%
Labor Force Participation
51.1%

🎓 Education

Bachelor's degree+ 11.5%
Graduate degree 5.7%

👥 Demographics

Median Age 54.2
Male median age 56.6
Female median age 50.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
79.7%
Good air days/yr
84
Max AQI recorded
2
PM2.5 days
357
Ozone days

Frequently Asked Questions

What is the cost of living in Lake of the Woods, AZ?

Lake of the Woods has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Lake of the Woods, AZ?

The median gross rent in Lake of the Woods is $780 per month based on 2023 Census data.

What is the average home price in Lake of the Woods?

The median home value in Lake of the Woods is $208,800 according to 2023 Census ACS data.

What is the median income in Lake of the Woods?

The median household income in Lake of the Woods is $55,531 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake of the Woods, AZ?

The combined state and local sales tax rate in Lake of the Woods is 8.4%. The Arizona state income tax top rate is 2.5%.

Is Lake of the Woods, AZ affordable?

Yes, Lake of the Woods is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

Lake of the Woods at a Glance

Population
3,227
Median Income
$55,531
Home Value
$208,800
Median Rent
$780/mo
Unemployment
13.4%
Sales Tax
8.4%
View all cities in Arizona →
🗺️ County data for Arizona

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs