Cost of Living in Boulder Creek, CA

Population 5,353 · California · Data vintage 2023

211
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Boulder Creek run well above the national baseline, with a median of $785,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $106,842 place the city among the better-paid California metros. At 9.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Boulder Creek sits roughly 20 miles southwest of Santa Clara — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 49% lower than Santa Clara's $1.5 million.

Cost Overview

Housing 257
Rent 140

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Boulder Creek

The median home value in Boulder Creek is $785,200 — 157% above the national median of $305,000. Median rent runs $1,844/month, 40% higher than the national median of $1,314/month. The median household income of $106,842/year is 43% higher than the US median of $74,580. The local unemployment rate is 9.2%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Boulder Creek has a cost of living index of 211 versus the US average of 100, meaning it is 111% more expensive.

🏠 Housing

Median Home Value
$785,200
157% above avg
Zillow Home Value
$764,441
Zillow ZHVI
Median Rent
$1,844/mo
40% above avg
Price-to-Rent Ratio
35.5x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 77.5%
Renter-occupied 22.5%

💰 Estimated Monthly Budget

Rent median rent
$1,844
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,458/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
42.5 min
57% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.2%

Commute Mode

Drove alone
76.7%
Carpooled
2.6%
Public transit
0.4%
Walked
0.0%
Bicycle
2.7%
Work from home
17.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$106,842
43% above avg
Per Capita Income
$56,934
Unemployment Rate
9.2%
92% above avg
Poverty Rate
5.1%
Labor Force Participation
61.5%

🎓 Education

Bachelor's degree+ 26.9%
Graduate degree 11.0%

👥 Demographics

Median Age 46.4
Male median age 45.3
Female median age 47.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 36 — Good
82.2%
Good air days/yr
130
Max AQI recorded
189
PM2.5 days
176
Ozone days

Frequently Asked Questions

What is the cost of living in Boulder Creek, CA?

Boulder Creek has a cost index of 211 (100 = national average). It is 111% above the national average.

What is average rent in Boulder Creek, CA?

The median gross rent in Boulder Creek is $1,844 per month based on 2023 Census data.

What is the average home price in Boulder Creek?

The median home value in Boulder Creek is $785,200 according to Zillow and Census data.

What is the median income in Boulder Creek?

The median household income in Boulder Creek is $106,842 per year (2023 ACS 5-year estimates).

What is the sales tax in Boulder Creek, CA?

The combined state and local sales tax rate in Boulder Creek is 8.7%. The California state income tax top rate is 13.3%.

Is Boulder Creek, CA affordable?

Boulder Creek is above average in cost of living, with an index of 211 — about 111% higher than the national average.

Boulder Creek at a Glance

Population
5,353
Median Income
$106,842
Home Value
$785,200
Median Rent
$1,844/mo
Unemployment
9.2%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs