Cost of Living in Carmel Valley Village, CA

Population 4,435 · California · Data vintage 2023

295
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Carmel Valley Village run well above the national baseline, with a median of $1.2 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $164,167 place the city among the better-paid California metros.

Geographically, Carmel Valley Village sits roughly 14 miles southwest of Salinas. Median home values run roughly 89% higher than Salinas' $611,000.

Cost Overview

Housing 379
Rent 169

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carmel Valley Village

The median home value in Carmel Valley Village is $1,155,800 — 279% above the national median of $305,000. Median rent runs $2,223/month, 69% higher than the national median of $1,314/month. The median household income of $164,167/year is 120% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 65.8°F and lows of 48.9°F. Overall, Carmel Valley Village has a cost of living index of 295 versus the US average of 100, meaning it is 195% more expensive.

🏠 Housing

Median Home Value
$1,155,800
279% above avg
Median Rent
$2,223/mo
69% above avg
Price-to-Rent Ratio
43.3x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 78.9%
Renter-occupied 21.1%

💰 Estimated Monthly Budget

Rent median rent
$2,223
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,837/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.6 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
34.7%

Commute Mode

Drove alone
59.1%
Carpooled
5.1%
Walked
1.1%
Work from home
34.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$164,167
120% above avg
Per Capita Income
$96,475
Unemployment Rate
5.0%
3% above avg
Poverty Rate
6.2%
Labor Force Participation
58.4%

🎓 Education

Bachelor's degree+ 37.1%
Graduate degree 23.8%

👥 Demographics

Median Age 57.1
Male median age 53.8
Female median age 58.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.8°F
Avg Low
48.9°F
Annual Precip
16.2"
40° 50° 60° 70° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 626263636568697071706562
Low °F 434546475052545554514643
Precip" 3.493.032.801.030.510.130.020.020.070.861.452.83

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
75.1%
Good air days/yr
115
Max AQI recorded
212
PM2.5 days
146
Ozone days

Frequently Asked Questions

What is the cost of living in Carmel Valley Village, CA?

Carmel Valley Village has a cost index of 295 (100 = national average). It is 195% above the national average.

What is average rent in Carmel Valley Village, CA?

The median gross rent in Carmel Valley Village is $2,223 per month based on 2023 Census data.

What is the average home price in Carmel Valley Village?

The median home value in Carmel Valley Village is $1,155,800 according to 2023 Census ACS data.

What is the median income in Carmel Valley Village?

The median household income in Carmel Valley Village is $164,167 per year (2023 ACS 5-year estimates).

What is the sales tax in Carmel Valley Village, CA?

The combined state and local sales tax rate in Carmel Valley Village is 8.7%. The California state income tax top rate is 13.3%.

Is Carmel Valley Village, CA affordable?

Carmel Valley Village is above average in cost of living, with an index of 295 — about 195% higher than the national average.

What is the weather like in Carmel Valley Village?

Carmel Valley Village has average high temperatures of 65.8°F and average lows of 48.9°F. Annual precipitation is 16.2". Data from NOAA 1991–2020 Climate Normals.

Carmel Valley Village at a Glance

Population
4,435
Median Income
$164,167
Home Value
$1,155,800
Median Rent
$2,223/mo
Unemployment
5.0%
Avg High Temp
65.8°F
Sales Tax
8.7%
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