Cost of Living in Mono Vista, CA

Population 3,696 · California · Data vintage 2023

136
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Mono Vista sits on the smaller end of the California city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 7.0%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 50 miles northeast of Modesto, Mono Vista falls within that metro's commuting orbit. Housing prices track closely with Modesto's $416,000 median.

Cost Overview

Housing 132
Rent 141

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mono Vista

The median home value in Mono Vista is $401,800 — 32% above the national median of $305,000. Median rent runs $1,859/month, 41% higher than the national median of $1,314/month. The median household income of $70,353/year is 6% lower than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Mono Vista has a cost of living index of 136 versus the US average of 100, meaning it is 36% more expensive.

🏠 Housing

Median Home Value
$401,800
32% above avg
Median Rent
$1,859/mo
41% above avg
Price-to-Rent Ratio
18.0x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 81.3%
Renter-occupied 18.7%

💰 Estimated Monthly Budget

Rent median rent
$1,859
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,473/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.8 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.2%

Commute Mode

Drove alone
62.5%
Carpooled
15.3%
Walked
11.0%
Work from home
10.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$70,353
6% below avg
Per Capita Income
$43,583
Unemployment Rate
7.0%
46% above avg
Poverty Rate
8.6%
Labor Force Participation
65.8%

🎓 Education

Bachelor's degree+ 22.8%
Graduate degree 3.2%

👥 Demographics

Median Age 43.9
Male median age 44.9
Female median age 41.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
81.7%
Good air days/yr
112
Max AQI recorded
0
PM2.5 days
290
Ozone days

Frequently Asked Questions

What is the cost of living in Mono Vista, CA?

Mono Vista has a cost index of 136 (100 = national average). It is 36% above the national average.

What is average rent in Mono Vista, CA?

The median gross rent in Mono Vista is $1,859 per month based on 2023 Census data.

What is the average home price in Mono Vista?

The median home value in Mono Vista is $401,800 according to 2023 Census ACS data.

What is the median income in Mono Vista?

The median household income in Mono Vista is $70,353 per year (2023 ACS 5-year estimates).

What is the sales tax in Mono Vista, CA?

The combined state and local sales tax rate in Mono Vista is 8.7%. The California state income tax top rate is 13.3%.

Is Mono Vista, CA affordable?

Mono Vista is above average in cost of living, with an index of 136 — about 36% higher than the national average.

Mono Vista at a Glance

Population
3,696
Median Income
$70,353
Home Value
$401,800
Median Rent
$1,859/mo
Unemployment
7.0%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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