Cost of Living in Phoenix Lake, CA

Population 4,505 · California · Data vintage 2023

142
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Phoenix Lake skews considerably older than the national median, with an average age of 57. Reported household income of $78,750 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities.

Geographically, Phoenix Lake is about 45 miles northeast of Modesto, the nearest large metro. Median home values run roughly 9% higher than Modesto's $416,000.

Cost Overview

Housing 149
Rent 131

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Phoenix Lake

The median home value in Phoenix Lake is $455,000 — 49% above the national median of $305,000. Median rent runs $1,724/month, 31% higher than the national median of $1,314/month. The median household income of $78,750/year is 6% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Phoenix Lake has a cost of living index of 142 versus the US average of 100, meaning it is 42% more expensive.

🏠 Housing

Median Home Value
$455,000
49% above avg
Median Rent
$1,724/mo
31% above avg
Price-to-Rent Ratio
22.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 87.3%
Renter-occupied 12.7%

💰 Estimated Monthly Budget

Rent median rent
$1,724
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,338/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.0 min
22% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.0%

Commute Mode

Drove alone
74.8%
Carpooled
7.1%
Public transit
1.1%
Work from home
17.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$78,750
6% above avg
Per Capita Income
$51,532
Unemployment Rate
4.5%
6% below avg
Poverty Rate
7.9%
Labor Force Participation
47.4%

🎓 Education

Bachelor's degree+ 15.9%
Graduate degree 9.0%

👥 Demographics

Median Age 56.5
Male median age 56.4
Female median age 56.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
81.7%
Good air days/yr
112
Max AQI recorded
0
PM2.5 days
290
Ozone days

Frequently Asked Questions

What is the cost of living in Phoenix Lake, CA?

Phoenix Lake has a cost index of 142 (100 = national average). It is 42% above the national average.

What is average rent in Phoenix Lake, CA?

The median gross rent in Phoenix Lake is $1,724 per month based on 2023 Census data.

What is the average home price in Phoenix Lake?

The median home value in Phoenix Lake is $455,000 according to 2023 Census ACS data.

What is the median income in Phoenix Lake?

The median household income in Phoenix Lake is $78,750 per year (2023 ACS 5-year estimates).

What is the sales tax in Phoenix Lake, CA?

The combined state and local sales tax rate in Phoenix Lake is 8.7%. The California state income tax top rate is 13.3%.

Is Phoenix Lake, CA affordable?

Phoenix Lake is above average in cost of living, with an index of 142 — about 42% higher than the national average.

Phoenix Lake at a Glance

Population
4,505
Median Income
$78,750
Home Value
$455,000
Median Rent
$1,724/mo
Unemployment
4.5%
Sales Tax
8.7%
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Explore county-level cost of living data

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