Cost of Living in Moss Beach, CA
Population 3,016 · California · Data vintage 2023
(100 = US avg)
Home prices in Moss Beach run well above the national baseline, with a median of $1.1 million, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $128,333 place the city among the better-paid California metros. An unemployment rate of 0.0% points to a labor market well on the tight side of the national distribution.
Moss Beach sits roughly 11 miles west of San Mateo — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 29% lower than San Mateo's $1.6 million.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Moss Beach
The median home value in Moss Beach is $1,112,900 — 265% above the national median of $305,000. The median household income of $128,333/year is 72% higher than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Moss Beach has a cost of living index of 365 versus the US average of 100, meaning it is 265% more expensive.
Moss Beach has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Moss Beach, CA?
Moss Beach has a cost index of 365 (100 = national average). It is 265% above the national average.
What is the average home price in Moss Beach?
The median home value in Moss Beach is $1,112,900 according to Zillow and Census data.
What is the median income in Moss Beach?
The median household income in Moss Beach is $128,333 per year (2023 ACS 5-year estimates).
What is the sales tax in Moss Beach, CA?
The combined state and local sales tax rate in Moss Beach is 8.7%. The California state income tax top rate is 13.3%.
Is Moss Beach, CA affordable?
Moss Beach is above average in cost of living, with an index of 365 — about 265% higher than the national average.
Moss Beach at a Glance
- Population
- 3,016
- Median Income
- $128,333
- Home Value
- $1,112,900
- Unemployment
- 0.0%
- Sales Tax
- 8.7%
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Explore county-level cost of living data
California Rankings
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