Cost of Living in Crystal River, FL
Population 3,443 · Florida · Data vintage 2023
(100 = US avg)
Crystal River skews considerably older than the national median, with an average age of 63. Reported household income of $52,112 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities. A poverty rate near 25% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Crystal River is about 30 miles north of Spring Hill, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 17% higher than Spring Hill's $248,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Crystal River
The median home value in Crystal River is $290,900 — 5% below the national median of $305,000. Median rent runs $913/month, 31% lower than the national median of $1,314/month. The median household income of $52,112/year is 30% lower than the US median of $74,580. The local unemployment rate is 11.5%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Crystal River has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.
Crystal River has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Crystal River, FL?
Crystal River has a cost index of 85 (100 = national average). It is 15% below the national average.
What is average rent in Crystal River, FL?
The median gross rent in Crystal River is $913 per month based on 2023 Census data.
What is the average home price in Crystal River?
The median home value in Crystal River is $290,900 according to Zillow and Census data.
What is the median income in Crystal River?
The median household income in Crystal River is $52,112 per year (2023 ACS 5-year estimates).
What is the sales tax in Crystal River, FL?
The combined state and local sales tax rate in Crystal River is 7.0%. Florida has no state income tax.
Is Crystal River, FL affordable?
Yes, Crystal River is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.
Crystal River at a Glance
- Population
- 3,443
- Median Income
- $52,112
- Home Value
- $290,900
- Median Rent
- $913/mo
- Unemployment
- 11.5%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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