Cost of Living in Gulf Gate, FL

Population 8,317 · Florida · Data vintage 2023

118
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Gulf Gate a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $345,000.

Gulf Gate is about 35 miles south of St. Petersburg, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with St. Petersburg's $332,000 median.

Cost Overview

Housing 113
Rent 126

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gulf Gate

The median home value in Gulf Gate is $344,500 — 13% above the national median of $305,000. Median rent runs $1,661/month, 26% higher than the national median of $1,314/month. The median household income of $64,724/year is 13% lower than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Gulf Gate has a cost of living index of 118 versus the US average of 100, meaning it is 18% more expensive.

🏠 Housing

Median Home Value
$344,500
13% above avg
Median Rent
$1,661/mo
26% above avg
Price-to-Rent Ratio
17.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 61.2%
Renter-occupied 38.8%

💰 Estimated Monthly Budget

Rent median rent
$1,661
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,275/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
77.1%
Carpooled
5.4%
Public transit
0.9%
Walked
4.8%
Bicycle
0.2%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$64,724
13% below avg
Per Capita Income
$45,730
Unemployment Rate
4.8%
0% below avg
Poverty Rate
12.2%
Labor Force Participation
61.1%

🎓 Education

Bachelor's degree+ 18.9%
Graduate degree 13.9%

👥 Demographics

Median Age 51.3
Male median age 44
Female median age 52.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
63.6%
Good air days/yr
143
Max AQI recorded
224
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Gulf Gate, FL?

Gulf Gate has a cost index of 118 (100 = national average). It is 18% above the national average.

What is average rent in Gulf Gate, FL?

The median gross rent in Gulf Gate is $1,661 per month based on 2023 Census data.

What is the average home price in Gulf Gate?

The median home value in Gulf Gate is $344,500 according to 2023 Census ACS data.

What is the median income in Gulf Gate?

The median household income in Gulf Gate is $64,724 per year (2023 ACS 5-year estimates).

What is the sales tax in Gulf Gate, FL?

The combined state and local sales tax rate in Gulf Gate is 7.0%. Florida has no state income tax.

Is Gulf Gate, FL affordable?

Gulf Gate is above average in cost of living, with an index of 118 — about 18% higher than the national average.