Cost of Living in Siesta Key, FL

Population 5,690 · Florida · Data vintage 2023

272
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Siesta Key run well above the national baseline, with a median of $954,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $119,427 place the city among the better-paid Florida metros.

Geographically, Siesta Key is about 35 miles south of St. Petersburg, the nearest large metro. Median home values run roughly 188% higher than St. Petersburg's $332,000.

Cost Overview

Housing 313
Rent 210

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Siesta Key

The median home value in Siesta Key is $954,300 — 213% above the national median of $305,000. Median rent runs $2,761/month, 110% higher than the national median of $1,314/month. The median household income of $119,427/year is 60% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Siesta Key has a cost of living index of 272 versus the US average of 100, meaning it is 172% more expensive.

🏠 Housing

Median Home Value
$954,300
213% above avg
Zillow Home Value
$2,257,555
Zillow ZHVI
Median Rent
$2,761/mo
110% above avg
Zillow Rent
$6,823/mo
Zillow ZORI
Price-to-Rent Ratio
28.8x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 92.5%
Renter-occupied 7.5%

💰 Estimated Monthly Budget

Rent median rent
$2,761
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,375/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.9 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
36.2%

Commute Mode

Drove alone
49.5%
Carpooled
3.6%
Public transit
1.2%
Walked
1.4%
Bicycle
0.9%
Work from home
36.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$119,427
60% above avg
Per Capita Income
$117,411
Unemployment Rate
4.0%
17% below avg
Poverty Rate
7.6%
Labor Force Participation
31.7%

🎓 Education

Bachelor's degree+ 34.2%
Graduate degree 31.1%

👥 Demographics

Median Age 66
Male median age 65.7
Female median age 66.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
63.6%
Good air days/yr
143
Max AQI recorded
224
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Siesta Key, FL?

Siesta Key has a cost index of 272 (100 = national average). It is 172% above the national average.

What is average rent in Siesta Key, FL?

The median gross rent in Siesta Key is $2,761 per month based on 2023 Census data.

What is the average home price in Siesta Key?

The median home value in Siesta Key is $954,300 according to Zillow and Census data.

What is the median income in Siesta Key?

The median household income in Siesta Key is $119,427 per year (2023 ACS 5-year estimates).

What is the sales tax in Siesta Key, FL?

The combined state and local sales tax rate in Siesta Key is 7.0%. Florida has no state income tax.

Is Siesta Key, FL affordable?

Siesta Key is above average in cost of living, with an index of 272 — about 172% higher than the national average.