Cost of Living in Palmer Ranch, FL

Population 15,873 · Florida · Data vintage 2023

166
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Palmer Ranch's housing market reflects its status as a high-earning metro: $563,000 for a typical home, 85% above the US median, paired with household incomes around $103,682 that put it in the upper third of the state. An unemployment rate of 2.0% points to a labor market well on the tight side of the national distribution.

Palmer Ranch is about 40 miles south of St. Petersburg, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 70% higher than St. Petersburg's $332,000.

Cost Overview

Housing 185
Rent 138

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palmer Ranch

The median home value in Palmer Ranch is $563,000 — 85% above the national median of $305,000. Median rent runs $1,819/month, 38% higher than the national median of $1,314/month. The median household income of $103,682/year is 39% higher than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Palmer Ranch has a cost of living index of 166 versus the US average of 100, meaning it is 66% more expensive.

🏠 Housing

Median Home Value
$563,000
85% above avg
Median Rent
$1,819/mo
38% above avg
Price-to-Rent Ratio
25.8x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 74.6%
Renter-occupied 25.4%

💰 Estimated Monthly Budget

Rent median rent
$1,819
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,433/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.3 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.6%

Commute Mode

Drove alone
73.3%
Carpooled
3.8%
Walked
1.2%
Bicycle
0.2%
Work from home
20.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$103,682
39% above avg
Per Capita Income
$69,204
Unemployment Rate
2.0%
57% below avg
Poverty Rate
5.3%
Labor Force Participation
38.4%

🎓 Education

Bachelor's degree+ 27.0%
Graduate degree 28.1%

👥 Demographics

Median Age 65.6
Male median age 64.8
Female median age 65.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
63.6%
Good air days/yr
143
Max AQI recorded
224
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Palmer Ranch, FL?

Palmer Ranch has a cost index of 166 (100 = national average). It is 66% above the national average.

What is average rent in Palmer Ranch, FL?

The median gross rent in Palmer Ranch is $1,819 per month based on 2023 Census data.

What is the average home price in Palmer Ranch?

The median home value in Palmer Ranch is $563,000 according to 2023 Census ACS data.

What is the median income in Palmer Ranch?

The median household income in Palmer Ranch is $103,682 per year (2023 ACS 5-year estimates).

What is the sales tax in Palmer Ranch, FL?

The combined state and local sales tax rate in Palmer Ranch is 7.0%. Florida has no state income tax.

Is Palmer Ranch, FL affordable?

Palmer Ranch is above average in cost of living, with an index of 166 — about 66% higher than the national average.

Palmer Ranch at a Glance

Population
15,873
Median Income
$103,682
Home Value
$563,000
Median Rent
$1,819/mo
Unemployment
2.0%
Sales Tax
7.0%
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Explore county-level cost of living data

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