Cost of Living in Laurel, FL

Population 11,868 · Florida · Data vintage 2023

132
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 63, Laurel functions largely as a retirement market. Housing costs — $450,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons.

Laurel is about 45 miles south of St. Petersburg, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 36% higher than St. Petersburg's $332,000.

Cost Overview

Housing 148
Rent 107

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Laurel

The median home value in Laurel is $450,200 — 48% above the national median of $305,000. Median rent runs $1,411/month, 7% higher than the national median of $1,314/month. The median household income of $89,282/year is 20% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Laurel has a cost of living index of 132 versus the US average of 100, meaning it is 32% more expensive.

🏠 Housing

Median Home Value
$450,200
48% above avg
Median Rent
$1,411/mo
7% above avg
Price-to-Rent Ratio
26.6x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 87.9%
Renter-occupied 12.1%

💰 Estimated Monthly Budget

Rent median rent
$1,411
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,025/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.2 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.5%

Commute Mode

Drove alone
71.2%
Carpooled
5.2%
Public transit
0.3%
Walked
0.4%
Bicycle
0.5%
Work from home
21.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$89,282
20% above avg
Per Capita Income
$58,007
Unemployment Rate
4.6%
4% below avg
Poverty Rate
5.5%
Labor Force Participation
44.9%

🎓 Education

Bachelor's degree+ 24.1%
Graduate degree 17.8%

👥 Demographics

Median Age 62.9
Male median age 61.4
Female median age 64.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
63.6%
Good air days/yr
143
Max AQI recorded
224
PM2.5 days
141
Ozone days

Frequently Asked Questions

What is the cost of living in Laurel, FL?

Laurel has a cost index of 132 (100 = national average). It is 32% above the national average.

What is average rent in Laurel, FL?

The median gross rent in Laurel is $1,411 per month based on 2023 Census data.

What is the average home price in Laurel?

The median home value in Laurel is $450,200 according to 2023 Census ACS data.

What is the median income in Laurel?

The median household income in Laurel is $89,282 per year (2023 ACS 5-year estimates).

What is the sales tax in Laurel, FL?

The combined state and local sales tax rate in Laurel is 7.0%. Florida has no state income tax.

Is Laurel, FL affordable?

Laurel is above average in cost of living, with an index of 132 — about 32% higher than the national average.

Laurel at a Glance

Population
11,868
Median Income
$89,282
Home Value
$450,200
Median Rent
$1,411/mo
Unemployment
4.6%
Sales Tax
7.0%
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Explore county-level cost of living data

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