Cost of Living in Osprey, FL
Population 5,790 · Florida · Data vintage 2023
(100 = US avg)
Housing in Osprey sits 123% above the national median — $680,000 for the typical home — but median household incomes near $94,815 (27% above the US figure) soften the blow that similar pricing creates in lower-wage metros.
Osprey is about 40 miles south of St. Petersburg, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 105% higher than St. Petersburg's $332,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Osprey
The median home value in Osprey is $680,200 — 123% above the national median of $305,000. Median rent runs $2,008/month, 53% higher than the national median of $1,314/month. The median household income of $94,815/year is 27% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Osprey has a cost of living index of 195 versus the US average of 100, meaning it is 95% more expensive.
Osprey has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Osprey, FL?
Osprey has a cost index of 195 (100 = national average). It is 95% above the national average.
What is average rent in Osprey, FL?
The median gross rent in Osprey is $2,008 per month based on 2023 Census data.
What is the average home price in Osprey?
The median home value in Osprey is $680,200 according to Zillow and Census data.
What is the median income in Osprey?
The median household income in Osprey is $94,815 per year (2023 ACS 5-year estimates).
What is the sales tax in Osprey, FL?
The combined state and local sales tax rate in Osprey is 7.0%. Florida has no state income tax.
Is Osprey, FL affordable?
Osprey is above average in cost of living, with an index of 195 — about 95% higher than the national average.
Osprey at a Glance
- Population
- 5,790
- Median Income
- $94,815
- Home Value
- $680,200
- Median Rent
- $2,008/mo
- Unemployment
- 3.4%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
Similar Cost Cities
Cities in other states with comparable housing costs