Cost of Living in Indian River Estates, FL

Population 7,331 · Florida · Data vintage 2023

113
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Indian River Estates is a smaller Florida community of around 7000 residents, where median household incomes of $54,563 and housing costs ($238,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 22% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Indian River Estates sits roughly 8 miles northeast of Port St. Lucie — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 27% lower than Port St. Lucie's $328,000.

Cost Overview

Housing 78
Rent 166

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Indian River Estates

The median home value in Indian River Estates is $238,000 — 22% below the national median of $305,000. Median rent runs $2,177/month, 66% higher than the national median of $1,314/month. The median household income of $54,563/year is 27% lower than the US median of $74,580. The local unemployment rate is 5.1%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Indian River Estates has a cost of living index of 113 versus the US average of 100, meaning it is 13% more expensive.

🏠 Housing

Median Home Value
$238,000
22% below avg
Median Rent
$2,177/mo
66% above avg
Price-to-Rent Ratio
9.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 91.4%
Renter-occupied 8.6%

💰 Estimated Monthly Budget

Rent median rent
$2,177
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,791/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.7 min
5% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.4%

Commute Mode

Drove alone
81.8%
Carpooled
12.0%
Public transit
1.1%
Bicycle
0.3%
Work from home
4.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$54,563
27% below avg
Per Capita Income
$31,471
Unemployment Rate
5.1%
5% above avg
Poverty Rate
21.8%
Labor Force Participation
55.3%

🎓 Education

Bachelor's degree+ 9.2%
Graduate degree 6.2%

👥 Demographics

Median Age 43
Male median age 38.2
Female median age 45.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 35 — Good
97.5%
Good air days/yr
80
Max AQI recorded
0
PM2.5 days
361
Ozone days

Frequently Asked Questions

What is the cost of living in Indian River Estates, FL?

Indian River Estates has a cost index of 113 (100 = national average). It is 13% above the national average.

What is average rent in Indian River Estates, FL?

The median gross rent in Indian River Estates is $2,177 per month based on 2023 Census data.

What is the average home price in Indian River Estates?

The median home value in Indian River Estates is $238,000 according to 2023 Census ACS data.

What is the median income in Indian River Estates?

The median household income in Indian River Estates is $54,563 per year (2023 ACS 5-year estimates).

What is the sales tax in Indian River Estates, FL?

The combined state and local sales tax rate in Indian River Estates is 7.0%. Florida has no state income tax.

Is Indian River Estates, FL affordable?

Indian River Estates is above average in cost of living, with an index of 113 — about 13% higher than the national average.

Indian River Estates at a Glance

Population
7,331
Median Income
$54,563
Home Value
$238,000
Median Rent
$2,177/mo
Unemployment
5.1%
Sales Tax
7.0%
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🗺️ County data for Florida

Explore county-level cost of living data

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