Cost of Living in Longboat Key, FL

Population 7,512 · Florida · Data vintage 2023

279
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Longboat Key's housing market reflects its status as a high-earning metro: $959,000 for a typical home, 214% above the US median, paired with household incomes around $143,365 that put it in the upper third of the state. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.

Geographically, Longboat Key is about 25 miles south of St. Petersburg, the nearest large metro. Median home values run roughly 189% higher than St. Petersburg's $332,000.

Cost Overview

Housing 314
Rent 226

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Longboat Key

The median home value in Longboat Key is $959,200 — 214% above the national median of $305,000. Median rent runs $2,969/month, 126% higher than the national median of $1,314/month. The median household income of $143,365/year is 92% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 83.3°F and lows of 64.8°F. Overall, Longboat Key has a cost of living index of 279 versus the US average of 100, meaning it is 179% more expensive.

🏠 Housing

Median Home Value
$959,200
214% above avg
Zillow Home Value
$266,019
Zillow ZHVI
Median Rent
$2,969/mo
126% above avg
Price-to-Rent Ratio
26.9x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 93.7%
Renter-occupied 6.3%

💰 Estimated Monthly Budget

Rent median rent
$2,969
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,583/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.1 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
43.2%

Commute Mode

Drove alone
38.1%
Carpooled
2.2%
Public transit
3.4%
Walked
3.5%
Work from home
43.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$143,365
92% above avg
Per Capita Income
$138,251
Unemployment Rate
2.7%
44% below avg
Poverty Rate
4.5%
Labor Force Participation
22.2%

🎓 Education

Bachelor's degree+ 32.3%
Graduate degree 36.6%

👥 Demographics

Median Age 71.5
Male median age 72.8
Female median age 70.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
83.3°F
Avg Low
64.8°F
Annual Precip
49"
50° 63° 75° 88° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 737578838890919290868075
Low °F 525558636874757574686055
Precip" 2.791.922.852.462.587.057.399.116.002.761.812.33

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 35 — Good
93.4%
Good air days/yr
90
Max AQI recorded
0
PM2.5 days
362
Ozone days

Frequently Asked Questions

What is the cost of living in Longboat Key, FL?

Longboat Key has a cost index of 279 (100 = national average). It is 179% above the national average.

What is average rent in Longboat Key, FL?

The median gross rent in Longboat Key is $2,969 per month based on 2023 Census data.

What is the average home price in Longboat Key?

The median home value in Longboat Key is $959,200 according to Zillow and Census data.

What is the median income in Longboat Key?

The median household income in Longboat Key is $143,365 per year (2023 ACS 5-year estimates).

What is the sales tax in Longboat Key, FL?

The combined state and local sales tax rate in Longboat Key is 7.0%. Florida has no state income tax.

Is Longboat Key, FL affordable?

Longboat Key is above average in cost of living, with an index of 279 — about 179% higher than the national average.

What is the weather like in Longboat Key?

Longboat Key has average high temperatures of 83.3°F and average lows of 64.8°F. Annual precipitation is 49". Data from NOAA 1991–2020 Climate Normals.

Longboat Key at a Glance

Population
7,512
Median Income
$143,365
Home Value
$959,200
Median Rent
$2,969/mo
Unemployment
2.7%
Avg High Temp
83.3°F
Sales Tax
7.0%
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