Cost of Living in Pea Ridge, FL

Population 3,934 · Florida · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Pea Ridge a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $217,000. The labor market has been unusually tight, with unemployment around 1.3% — below most comparable cities in the state.

Located 60 miles east of Mobile, Pea Ridge is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 28% higher than Mobile's $170,000.

Cost Overview

Housing 71
Rent 89

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pea Ridge

The median home value in Pea Ridge is $217,200 — 29% below the national median of $305,000. Median rent runs $1,174/month, 11% lower than the national median of $1,314/month. The median household income of $60,350/year is 19% lower than the US median of $74,580. The local unemployment rate is 1.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.2°F and lows of 58.3°F. Overall, Pea Ridge has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$217,200
29% below avg
Median Rent
$1,174/mo
11% below avg
Price-to-Rent Ratio
15.4x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 75.4%
Renter-occupied 24.6%

💰 Estimated Monthly Budget

Rent median rent
$1,174
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,788/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.5 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.1%

Commute Mode

Drove alone
85.3%
Carpooled
6.6%
Walked
2.1%
Work from home
6.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$60,350
19% below avg
Per Capita Income
$29,219
Unemployment Rate
1.3%
73% below avg
Poverty Rate
3.9%
Labor Force Participation
65.2%

🎓 Education

Bachelor's degree+ 15.0%
Graduate degree 6.5%

👥 Demographics

Median Age 40.5
Male median age 38.8
Female median age 40.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
80.2°F
Avg Low
58.3°F
Annual Precip
66.4"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 656874808692939390837366
Low °F 424551566472757470594945
Precip" 5.464.855.395.933.806.767.616.396.533.874.365.44

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
56.7%
Good air days/yr
103
Max AQI recorded
258
PM2.5 days
107
Ozone days

Frequently Asked Questions

What is the cost of living in Pea Ridge, FL?

Pea Ridge has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Pea Ridge, FL?

The median gross rent in Pea Ridge is $1,174 per month based on 2023 Census data.

What is the average home price in Pea Ridge?

The median home value in Pea Ridge is $217,200 according to 2023 Census ACS data.

What is the median income in Pea Ridge?

The median household income in Pea Ridge is $60,350 per year (2023 ACS 5-year estimates).

What is the sales tax in Pea Ridge, FL?

The combined state and local sales tax rate in Pea Ridge is 7.0%. Florida has no state income tax.

Is Pea Ridge, FL affordable?

Yes, Pea Ridge is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

What is the weather like in Pea Ridge?

Pea Ridge has average high temperatures of 80.2°F and average lows of 58.3°F. Annual precipitation is 66.4". Data from NOAA 1991–2020 Climate Normals.

Pea Ridge at a Glance

Population
3,934
Median Income
$60,350
Home Value
$217,200
Median Rent
$1,174/mo
Unemployment
1.3%
Avg High Temp
80.2°F
Sales Tax
7.0%
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Explore county-level cost of living data

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