Cost of Living in Point Baker, FL
Population 3,757 · Florida · Data vintage 2023
(100 = US avg)
Point Baker sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 12.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Point Baker is about 60 miles east of Mobile, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 22% higher than Mobile's $170,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Point Baker
The median home value in Point Baker is $207,600 — 32% below the national median of $305,000. Median rent runs $1,028/month, 22% lower than the national median of $1,314/month. The median household income of $61,442/year is 18% lower than the US median of $74,580. The local unemployment rate is 12.0%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 80.2°F and lows of 58.3°F. Overall, Point Baker has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.
Point Baker has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 65 | 68 | 74 | 80 | 86 | 92 | 93 | 93 | 90 | 83 | 73 | 66 |
| Low °F | 42 | 45 | 51 | 56 | 64 | 72 | 75 | 74 | 70 | 59 | 49 | 45 |
| Precip" | 5.46 | 4.85 | 5.39 | 5.93 | 3.80 | 6.76 | 7.61 | 6.39 | 6.53 | 3.87 | 4.36 | 5.44 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Point Baker, FL?
Point Baker has a cost index of 72 (100 = national average). It is 28% below the national average.
What is average rent in Point Baker, FL?
The median gross rent in Point Baker is $1,028 per month based on 2023 Census data.
What is the average home price in Point Baker?
The median home value in Point Baker is $207,600 according to 2023 Census ACS data.
What is the median income in Point Baker?
The median household income in Point Baker is $61,442 per year (2023 ACS 5-year estimates).
What is the sales tax in Point Baker, FL?
The combined state and local sales tax rate in Point Baker is 7.0%. Florida has no state income tax.
Is Point Baker, FL affordable?
Yes, Point Baker is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.
What is the weather like in Point Baker?
Point Baker has average high temperatures of 80.2°F and average lows of 58.3°F. Annual precipitation is 66.4". Data from NOAA 1991–2020 Climate Normals.
Point Baker at a Glance
- Population
- 3,757
- Median Income
- $61,442
- Home Value
- $207,600
- Median Rent
- $1,028/mo
- Unemployment
- 12.0%
- Avg High Temp
- 80.2°F
- Sales Tax
- 7.0%
Explore county-level cost of living data
Florida Rankings
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