Cost of Living in St. Pete Beach, FL

Population 8,832 · Florida · Data vintage 2023

179
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

St. Pete Beach's housing market reflects its status as a high-earning metro: $640,000 for a typical home, 110% above the US median, paired with household incomes around $108,931 that put it in the upper third of the state.

Located 7 miles southwest of St. Petersburg, St. Pete Beach falls within that metro's commuting orbit. Median home values run roughly 93% higher than St. Petersburg's $332,000.

Cost Overview

Housing 210
Rent 133

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Pete Beach

The median home value in St. Pete Beach is $639,900 — 110% above the national median of $305,000. Median rent runs $1,753/month, 33% higher than the national median of $1,314/month. The median household income of $108,931/year is 46% higher than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, St. Pete Beach has a cost of living index of 179 versus the US average of 100, meaning it is 79% more expensive.

🏠 Housing

Median Home Value
$639,900
110% above avg
Zillow Home Value
$598,676
Zillow ZHVI
Median Rent
$1,753/mo
33% above avg
Zillow Rent
$2,783/mo
Zillow ZORI
Price-to-Rent Ratio
30.4x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 74.9%
Renter-occupied 25.1%

💰 Estimated Monthly Budget

Rent median rent
$1,753
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,367/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.9 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.5%

Commute Mode

Drove alone
62.1%
Carpooled
6.9%
Public transit
0.1%
Walked
3.0%
Bicycle
1.1%
Work from home
23.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$108,931
46% above avg
Per Capita Income
$93,476
Unemployment Rate
4.8%
0% below avg
Poverty Rate
7.6%
Labor Force Participation
44.1%

🎓 Education

Bachelor's degree+ 31.3%
Graduate degree 25.9%

👥 Demographics

Median Age 62.2
Male median age 61.8
Female median age 62.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
59.5%
Good air days/yr
113
Max AQI recorded
237
PM2.5 days
125
Ozone days

Frequently Asked Questions

What is the cost of living in St. Pete Beach, FL?

St. Pete Beach has a cost index of 179 (100 = national average). It is 79% above the national average.

What is average rent in St. Pete Beach, FL?

The median gross rent in St. Pete Beach is $1,753 per month based on 2023 Census data.

What is the average home price in St. Pete Beach?

The median home value in St. Pete Beach is $639,900 according to Zillow and Census data.

What is the median income in St. Pete Beach?

The median household income in St. Pete Beach is $108,931 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Pete Beach, FL?

The combined state and local sales tax rate in St. Pete Beach is 7.0%. Florida has no state income tax.

Is St. Pete Beach, FL affordable?

St. Pete Beach is above average in cost of living, with an index of 179 — about 79% higher than the national average.

St. Pete Beach at a Glance

Population
8,832
Median Income
$108,931
Home Value
$639,900
Median Rent
$1,753/mo
Unemployment
4.8%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs