Cost of Living in Winter Beach, FL
Population 4,995 · Florida · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Winter Beach a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $450,000. Unemployment has stayed elevated relative to the national figure — 7.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 20 miles southeast of Palm Bay, Winter Beach falls within that metro's commuting orbit. Median home values run roughly 81% higher than Palm Bay's $248,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Winter Beach
The median home value in Winter Beach is $450,100 — 48% above the national median of $305,000. The median household income of $99,886/year is 34% higher than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Winter Beach has a cost of living index of 148 versus the US average of 100, meaning it is 48% more expensive.
Winter Beach has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Winter Beach, FL?
Winter Beach has a cost index of 148 (100 = national average). It is 48% above the national average.
What is the average home price in Winter Beach?
The median home value in Winter Beach is $450,100 according to 2023 Census ACS data.
What is the median income in Winter Beach?
The median household income in Winter Beach is $99,886 per year (2023 ACS 5-year estimates).
What is the sales tax in Winter Beach, FL?
The combined state and local sales tax rate in Winter Beach is 7.0%. Florida has no state income tax.
Is Winter Beach, FL affordable?
Winter Beach is above average in cost of living, with an index of 148 — about 48% higher than the national average.
Winter Beach at a Glance
- Population
- 4,995
- Median Income
- $99,886
- Home Value
- $450,100
- Unemployment
- 7.1%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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