Cost of Living in Toccoa, GA
Population 9,173 · Georgia · Data vintage 2023
(100 = US avg)
Toccoa is a smaller Georgia community of around 9000 residents, where median household incomes of $48,706 and housing costs ($155,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Located 45 miles north of Athens-Clarke County, Toccoa falls within that metro's commuting orbit. Median home values run roughly 43% lower than Athens-Clarke County's $272,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Toccoa
The median home value in Toccoa is $155,200 — 49% below the national median of $305,000. Median rent runs $776/month, 41% lower than the national median of $1,314/month. The median household income of $48,706/year is 35% lower than the US median of $74,580. The local unemployment rate is 7.9%, above the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Toccoa has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.
Toccoa has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Toccoa, GA?
Toccoa has a cost index of 54 (100 = national average). It is 46% below the national average.
What is average rent in Toccoa, GA?
The median gross rent in Toccoa is $776 per month based on 2023 Census data.
What is the average home price in Toccoa?
The median home value in Toccoa is $155,200 according to Zillow and Census data.
What is the median income in Toccoa?
The median household income in Toccoa is $48,706 per year (2023 ACS 5-year estimates).
What is the sales tax in Toccoa, GA?
The combined state and local sales tax rate in Toccoa is 7.3%. The Georgia state income tax top rate is 5.5%.
Is Toccoa, GA affordable?
Yes, Toccoa is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.
Toccoa at a Glance
- Population
- 9,173
- Median Income
- $48,706
- Home Value
- $155,200
- Median Rent
- $776/mo
- Unemployment
- 7.9%
- Sales Tax
- 7.3%
Nearby Cities
Explore county-level cost of living data
Georgia Rankings
Similar Cost Cities
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