Cost of Living in Captain Cook, HI

Population 3,751 · Hawaii · Data vintage 2023

182
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Captain Cook sits 111% above the national median — $643,000 for the typical home — but median household incomes near $124,551 (67% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 6.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Captain Cook lies roughly 180 miles southeast of the nearest major metro, Urban Honolulu. Median home values run roughly 23% lower than Urban Honolulu's $834,000.

Cost Overview

Housing 211
Rent 138

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Captain Cook

The median home value in Captain Cook is $642,500 — 111% above the national median of $305,000. Median rent runs $1,818/month, 38% higher than the national median of $1,314/month. The median household income of $124,551/year is 67% higher than the US median of $74,580. The local unemployment rate is 6.2%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Captain Cook has a cost of living index of 182 versus the US average of 100, meaning it is 82% more expensive.

🏠 Housing

Median Home Value
$642,500
111% above avg
Zillow Home Value
$134,617
Zillow ZHVI
Median Rent
$1,818/mo
38% above avg
Price-to-Rent Ratio
29.5x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 59.3%
Renter-occupied 40.7%

💰 Estimated Monthly Budget

Rent median rent
$1,818
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,432/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.7%

Commute Mode

Drove alone
54.3%
Carpooled
21.6%
Work from home
17.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$124,551
67% above avg
Per Capita Income
$43,194
Unemployment Rate
6.2%
28% above avg
Poverty Rate
8.9%
Labor Force Participation
56.2%

🎓 Education

Bachelor's degree+ 15.4%
Graduate degree 11.2%

👥 Demographics

Median Age 40.7
Male median age 35.1
Female median age 43.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 23 — Good
92.1%
Good air days/yr
71
Max AQI recorded
365
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Captain Cook, HI?

Captain Cook has a cost index of 182 (100 = national average). It is 82% above the national average.

What is average rent in Captain Cook, HI?

The median gross rent in Captain Cook is $1,818 per month based on 2023 Census data.

What is the average home price in Captain Cook?

The median home value in Captain Cook is $642,500 according to Zillow and Census data.

What is the median income in Captain Cook?

The median household income in Captain Cook is $124,551 per year (2023 ACS 5-year estimates).

What is the sales tax in Captain Cook, HI?

The combined state and local sales tax rate in Captain Cook is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Captain Cook, HI affordable?

Captain Cook is above average in cost of living, with an index of 182 — about 82% higher than the national average.