Cost of Living in Hawaiian Ocean View, HI

Population 3,809 · Hawaii · Data vintage 2023

72
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Hawaiian Ocean View run well below national norms — a median of $45,917 versus the $74,580 US figure. Housing costs and rents do not fully compensate for the earnings difference. Unemployment has stayed elevated relative to the national figure — 16.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Hawaiian Ocean View lies roughly 205 miles southeast of the nearest major metro, Urban Honolulu — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 71% lower than Urban Honolulu's $834,000.

Cost Overview

Housing 78
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hawaiian Ocean View

The median home value in Hawaiian Ocean View is $239,200 — 22% below the national median of $305,000. Median rent runs $829/month, 37% lower than the national median of $1,314/month. The median household income of $45,917/year is 38% lower than the US median of $74,580. The local unemployment rate is 16.5%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Hawaiian Ocean View has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.

🏠 Housing

Median Home Value
$239,200
22% below avg
Median Rent
$829/mo
37% below avg
Price-to-Rent Ratio
24.0x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 75.1%
Renter-occupied 24.9%

💰 Estimated Monthly Budget

Rent median rent
$829
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,443/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
75.4 min
179% above avg
Gas Price
$3.145/gal
0% below avg
0

Commute Mode

Drove alone
71.8%
Carpooled
28.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$45,917
38% below avg
Per Capita Income
$28,657
Unemployment Rate
16.5%
244% above avg
Poverty Rate
16.4%
Labor Force Participation
45.7%

🎓 Education

Bachelor's degree+ 8.3%
Graduate degree 6.9%

👥 Demographics

Median Age 50.8
Male median age 51
Female median age 50.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 23 — Good
92.1%
Good air days/yr
71
Max AQI recorded
365
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Hawaiian Ocean View, HI?

Hawaiian Ocean View has a cost index of 72 (100 = national average). It is 28% below the national average.

What is average rent in Hawaiian Ocean View, HI?

The median gross rent in Hawaiian Ocean View is $829 per month based on 2023 Census data.

What is the average home price in Hawaiian Ocean View?

The median home value in Hawaiian Ocean View is $239,200 according to 2023 Census ACS data.

What is the median income in Hawaiian Ocean View?

The median household income in Hawaiian Ocean View is $45,917 per year (2023 ACS 5-year estimates).

What is the sales tax in Hawaiian Ocean View, HI?

The combined state and local sales tax rate in Hawaiian Ocean View is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Hawaiian Ocean View, HI affordable?

Yes, Hawaiian Ocean View is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.

Hawaiian Ocean View at a Glance

Population
3,809
Median Income
$45,917
Home Value
$239,200
Median Rent
$829/mo
Unemployment
16.5%
Sales Tax
4.4%
View all cities in Hawaii →
🗺️ County data for Hawaii

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs