Cost of Living in Kula, HI

Population 6,557 · Hawaii · Data vintage 2023

287
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Kula's housing market reflects its status as a high-earning metro: $1.1 million for a typical home, 266% above the US median, paired with household incomes around $91,476 that put it in the upper third of the state.

Located 105 miles east of Urban Honolulu, Kula is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 34% higher than Urban Honolulu's $834,000.

Cost Overview

Housing 366
Rent 168

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Kula

The median home value in Kula is $1,117,300 — 266% above the national median of $305,000. Median rent runs $2,208/month, 68% higher than the national median of $1,314/month. The median household income of $91,476/year is 23% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. The climate averages highs of 86.1°F and lows of 68.1°F. Overall, Kula has a cost of living index of 287 versus the US average of 100, meaning it is 187% more expensive.

🏠 Housing

Median Home Value
$1,117,300
266% above avg
Zillow Home Value
$1,329,333
Zillow ZHVI
Median Rent
$2,208/mo
68% above avg
Price-to-Rent Ratio
42.2x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 69.2%
Renter-occupied 30.9%

💰 Estimated Monthly Budget

Rent median rent
$2,208
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,822/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.0 min
7% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.6%

Commute Mode

Drove alone
68.4%
Carpooled
7.3%
Public transit
0.4%
Walked
7.1%
Work from home
13.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$91,476
23% above avg
Per Capita Income
$46,434
Unemployment Rate
3.4%
29% below avg
Poverty Rate
12.1%
Labor Force Participation
59.6%

🎓 Education

Bachelor's degree+ 21.1%
Graduate degree 14.6%

👥 Demographics

Median Age 49.9
Male median age 49.2
Female median age 50.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
86.1°F
Avg Low
68.1°F
Annual Precip
16.2"
60° 68° 75° 83° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 828283858788899090898683
Low °F 646465676870727271706866
Precip" 2.422.002.641.320.710.170.530.530.450.831.812.80

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 20 — Good
99.1%
Good air days/yr
152
Max AQI recorded
347
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Kula, HI?

Kula has a cost index of 287 (100 = national average). It is 187% above the national average.

What is average rent in Kula, HI?

The median gross rent in Kula is $2,208 per month based on 2023 Census data.

What is the average home price in Kula?

The median home value in Kula is $1,117,300 according to Zillow and Census data.

What is the median income in Kula?

The median household income in Kula is $91,476 per year (2023 ACS 5-year estimates).

What is the sales tax in Kula, HI?

The combined state and local sales tax rate in Kula is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Kula, HI affordable?

Kula is above average in cost of living, with an index of 287 — about 187% higher than the national average.

What is the weather like in Kula?

Kula has average high temperatures of 86.1°F and average lows of 68.1°F. Annual precipitation is 16.2". Data from NOAA 1991–2020 Climate Normals.

Kula at a Glance

Population
6,557
Median Income
$91,476
Home Value
$1,117,300
Median Rent
$2,208/mo
Unemployment
3.4%
Avg High Temp
86.1°F
Sales Tax
4.4%
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