Cost of Living in Waimanalo Beach, HI

Population 4,587 · Hawaii · Data vintage 2023

191
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Waimanalo Beach sits 168% above the national median — $817,000 for the typical home — but median household incomes near $120,769 (62% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located 10 miles east of Urban Honolulu, Waimanalo Beach falls within that metro's commuting orbit. Housing prices track closely with Urban Honolulu's $834,000 median.

Cost Overview

Housing 268
Rent 76

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Waimanalo Beach

The median home value in Waimanalo Beach is $816,500 — 168% above the national median of $305,000. Median rent runs $1,000/month, 24% lower than the national median of $1,314/month. The median household income of $120,769/year is 62% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Waimanalo Beach has a cost of living index of 191 versus the US average of 100, meaning it is 91% more expensive.

🏠 Housing

Median Home Value
$816,500
168% above avg
Median Rent
$1,000/mo
24% below avg
Price-to-Rent Ratio
68.0x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 83.8%
Renter-occupied 16.2%

💰 Estimated Monthly Budget

Rent median rent
$1,000
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,614/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.0 min
37% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.8%

Commute Mode

Drove alone
71.0%
Carpooled
19.0%
Public transit
2.3%
Walked
0.8%
Work from home
4.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$120,769
62% above avg
Per Capita Income
$40,703
Unemployment Rate
4.4%
8% below avg
Poverty Rate
6.7%
Labor Force Participation
58.0%

🎓 Education

Bachelor's degree+ 17.1%
Graduate degree 10.6%

👥 Demographics

Median Age 46.4
Male median age 42.9
Female median age 50.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
92.3%
Good air days/yr
117
Max AQI recorded
187
PM2.5 days
174
Ozone days

Frequently Asked Questions

What is the cost of living in Waimanalo Beach, HI?

Waimanalo Beach has a cost index of 191 (100 = national average). It is 91% above the national average.

What is average rent in Waimanalo Beach, HI?

The median gross rent in Waimanalo Beach is $1,000 per month based on 2023 Census data.

What is the average home price in Waimanalo Beach?

The median home value in Waimanalo Beach is $816,500 according to 2023 Census ACS data.

What is the median income in Waimanalo Beach?

The median household income in Waimanalo Beach is $120,769 per year (2023 ACS 5-year estimates).

What is the sales tax in Waimanalo Beach, HI?

The combined state and local sales tax rate in Waimanalo Beach is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Waimanalo Beach, HI affordable?

Waimanalo Beach is above average in cost of living, with an index of 191 — about 91% higher than the national average.