Cost of Living in Waimanalo, HI

Population 5,634 · Hawaii · Data vintage 2023

194
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Waimanalo sits 133% above the national median — $712,000 for the typical home — but median household incomes near $114,896 (54% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located 8 miles east of Urban Honolulu, Waimanalo falls within that metro's commuting orbit. Median home values run roughly 15% lower than Urban Honolulu's $834,000.

Cost Overview

Housing 233
Rent 136

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Waimanalo

The median home value in Waimanalo is $711,800 — 133% above the national median of $305,000. Median rent runs $1,786/month, 36% higher than the national median of $1,314/month. The median household income of $114,896/year is 54% higher than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Hawaii's top state income tax rate is 11.0% and the combined sales tax is 4.4%. Overall, Waimanalo has a cost of living index of 194 versus the US average of 100, meaning it is 94% more expensive.

🏠 Housing

Median Home Value
$711,800
133% above avg
Zillow Home Value
$298,077
Zillow ZHVI
Median Rent
$1,786/mo
36% above avg
Price-to-Rent Ratio
33.2x
Favors renting
Property Tax Rate
0.3%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,597
1 BR
$1,625
2 BR
$2,135
3 BR
$2,810
4 BR
$3,324
Owner-occupied 74.3%
Renter-occupied 25.7%

💰 Estimated Monthly Budget

Rent median rent
$1,786
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,400/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.3 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.8%

Commute Mode

Drove alone
61.7%
Carpooled
19.0%
Public transit
5.1%
Walked
1.5%
Bicycle
1.1%
Work from home
9.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 11.0%
Total Sales Tax 4.4%
State rate 4.0%
Avg local rate 0.4%
Property Tax 0.3%

💼 Income & Employment

Median Household Income
$114,896
54% above avg
Per Capita Income
$42,478
Unemployment Rate
5.8%
20% above avg
Poverty Rate
12.7%
Labor Force Participation
65.4%

🎓 Education

Bachelor's degree+ 10.8%
Graduate degree 5.6%

👥 Demographics

Median Age 33.1
Male median age 35.4
Female median age 32

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
92.3%
Good air days/yr
117
Max AQI recorded
187
PM2.5 days
174
Ozone days

Frequently Asked Questions

What is the cost of living in Waimanalo, HI?

Waimanalo has a cost index of 194 (100 = national average). It is 94% above the national average.

What is average rent in Waimanalo, HI?

The median gross rent in Waimanalo is $1,786 per month based on 2023 Census data.

What is the average home price in Waimanalo?

The median home value in Waimanalo is $711,800 according to Zillow and Census data.

What is the median income in Waimanalo?

The median household income in Waimanalo is $114,896 per year (2023 ACS 5-year estimates).

What is the sales tax in Waimanalo, HI?

The combined state and local sales tax rate in Waimanalo is 4.4%. The Hawaii state income tax top rate is 11.0%.

Is Waimanalo, HI affordable?

Waimanalo is above average in cost of living, with an index of 194 — about 94% higher than the national average.