Cost of Living in Adel, IA

Population 6,259 · Iowa · Data vintage 2023

89
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Adel is a smaller Iowa community of around 6000 residents, where median household incomes of $96,905 and housing costs ($321,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Adel sits roughly 20 miles west of Des Moines — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 74% higher than Des Moines' $184,000.

Cost Overview

Housing 105
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Adel

The median home value in Adel is $320,500 — 5% above the national median of $305,000. Median rent runs $842/month, 36% lower than the national median of $1,314/month. The median household income of $96,905/year is 30% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Adel has a cost of living index of 89 versus the US average of 100, meaning it is 11% less expensive.

🏠 Housing

Median Home Value
$320,500
5% above avg
Zillow Home Value
$385,842
Zillow ZHVI
Median Rent
$842/mo
36% below avg
Zillow Rent
$1,342/mo
Zillow ZORI
Price-to-Rent Ratio
31.7x
Favors renting
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 67.7%
Renter-occupied 32.3%

💰 Estimated Monthly Budget

Rent median rent
$842
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,456/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.8 min
16% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.7%

Commute Mode

Drove alone
74.7%
Carpooled
3.7%
Public transit
0.2%
Walked
4.0%
Work from home
14.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$96,905
30% above avg
Per Capita Income
$39,664
Unemployment Rate
3.4%
30% below avg
Poverty Rate
9.1%
Labor Force Participation
73.3%

🎓 Education

Bachelor's degree+ 29.5%
Graduate degree 13.7%

👥 Demographics

Median Age 36.8
Male median age 35.5
Female median age 38.8

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
16:1
Student-teacher ratio
4
Public schools
2,046
Total enrollment

Frequently Asked Questions

What is the cost of living in Adel, IA?

Adel has a cost index of 89 (100 = national average). It is 11% below the national average.

What is average rent in Adel, IA?

The median gross rent in Adel is $842 per month based on 2023 Census data.

What is the average home price in Adel?

The median home value in Adel is $320,500 according to Zillow and Census data.

What is the median income in Adel?

The median household income in Adel is $96,905 per year (2023 ACS 5-year estimates).

What is the sales tax in Adel, IA?

The combined state and local sales tax rate in Adel is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Adel, IA affordable?

Yes, Adel is generally considered affordable, with a cost of living index of 89 — about 11% below the US national average of 100.

Adel at a Glance

Population
6,259
Median Income
$96,905
Home Value
$320,500
Median Rent
$842/mo
Unemployment
3.4%
Sales Tax
6.9%
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