Cost of Living in Frankfort, IL

Population 20,417 · Illinois · Data vintage 2023

157
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Frankfort is effectively a commuter community: the average resident spends 36 minutes each way getting to work, well above the 27-minute US median. Housing costs ($462,000 for a typical home) tend to reflect the tradeoff between price and access.

Frankfort sits roughly 14 miles east of Joliet — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 86% higher than Joliet's $249,000.

Cost Overview

Housing 151
Rent 166

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Frankfort

The median home value in Frankfort is $461,600 — 51% above the national median of $305,000. Median rent runs $2,175/month, 66% higher than the national median of $1,314/month. The median household income of $153,714/year is 106% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Frankfort has a cost of living index of 157 versus the US average of 100, meaning it is 57% more expensive.

🏠 Housing

Median Home Value
$461,600
51% above avg
Zillow Home Value
$480,766
Zillow ZHVI
Median Rent
$2,175/mo
66% above avg
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 94.8%
Renter-occupied 5.3%

💰 Estimated Monthly Budget

Rent median rent
$2,175
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,789/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.1 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.4%

Commute Mode

Drove alone
71.8%
Carpooled
3.3%
Public transit
4.3%
Walked
0.3%
Work from home
19.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$153,714
106% above avg
Per Capita Income
$59,421
Unemployment Rate
3.6%
25% below avg
Poverty Rate
4.4%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 34.2%
Graduate degree 25.0%

👥 Demographics

Median Age 41.8
Male median age 41.1
Female median age 43

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
42.5%
Good air days/yr
246
Max AQI recorded
280
PM2.5 days
85
Ozone days

Frequently Asked Questions

What is the cost of living in Frankfort, IL?

Frankfort has a cost index of 157 (100 = national average). It is 57% above the national average.

What is average rent in Frankfort, IL?

The median gross rent in Frankfort is $2,175 per month based on 2023 Census data.

What is the average home price in Frankfort?

The median home value in Frankfort is $461,600 according to Zillow and Census data.

What is the median income in Frankfort?

The median household income in Frankfort is $153,714 per year (2023 ACS 5-year estimates).

What is the sales tax in Frankfort, IL?

The combined state and local sales tax rate in Frankfort is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Frankfort, IL affordable?

Frankfort is above average in cost of living, with an index of 157 — about 57% higher than the national average.