Cost of Living in Geneseo, IL

Population 6,577 · Illinois · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Geneseo can reasonably expect a home to cost less than three years of household income — $196,000 against $65,226 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Located 25 miles east of Davenport, Geneseo falls within that metro's commuting orbit. Median home values run roughly 21% higher than Davenport's $163,000.

Cost Overview

Housing 64
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Geneseo

The median home value in Geneseo is $196,400 — 36% below the national median of $305,000. Median rent runs $952/month, 28% lower than the national median of $1,314/month. The median household income of $65,226/year is 13% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Geneseo has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$196,400
36% below avg
Zillow Home Value
$234,946
Zillow ZHVI
Median Rent
$952/mo
28% below avg
Price-to-Rent Ratio
17.2x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 72.5%
Renter-occupied 27.5%

💰 Estimated Monthly Budget

Rent median rent
$952
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,566/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.9 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.7%

Commute Mode

Drove alone
88.3%
Carpooled
5.0%
Walked
0.8%
Work from home
5.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$65,226
13% below avg
Per Capita Income
$41,263
Unemployment Rate
4.6%
5% below avg
Poverty Rate
2.7%
Labor Force Participation
62.4%

🎓 Education

Bachelor's degree+ 20.6%
Graduate degree 12.8%

👥 Demographics

Median Age 45.3
Male median age 41.9
Female median age 48.3

Frequently Asked Questions

What is the cost of living in Geneseo, IL?

Geneseo has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in Geneseo, IL?

The median gross rent in Geneseo is $952 per month based on 2023 Census data.

What is the average home price in Geneseo?

The median home value in Geneseo is $196,400 according to Zillow and Census data.

What is the median income in Geneseo?

The median household income in Geneseo is $65,226 per year (2023 ACS 5-year estimates).

What is the sales tax in Geneseo, IL?

The combined state and local sales tax rate in Geneseo is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Geneseo, IL affordable?

Yes, Geneseo is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

Geneseo at a Glance

Population
6,577
Median Income
$65,226
Home Value
$196,400
Median Rent
$952/mo
Unemployment
4.6%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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