Cost of Living in Hampshire, IL

Population 8,351 · Illinois · Data vintage 2023

134
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hampshire sits on the smaller end of the Illinois city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 1.8% points to a labor market well on the tight side of the national distribution.

Located 11 miles northwest of Elgin, Hampshire falls within that metro's commuting orbit. Median home values run roughly 25% higher than Elgin's $252,000.

Cost Overview

Housing 104
Rent 179

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hampshire

The median home value in Hampshire is $316,200 — 4% above the national median of $305,000. Median rent runs $2,356/month, 79% higher than the national median of $1,314/month. The median household income of $107,774/year is 45% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Hampshire has a cost of living index of 134 versus the US average of 100, meaning it is 34% more expensive.

🏠 Housing

Median Home Value
$316,200
4% above avg
Zillow Home Value
$402,833
Zillow ZHVI
Median Rent
$2,356/mo
79% above avg
Price-to-Rent Ratio
11.2x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 79.8%
Renter-occupied 20.2%

💰 Estimated Monthly Budget

Rent median rent
$2,356
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,970/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.9 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.7%

Commute Mode

Drove alone
71.1%
Carpooled
2.5%
Walked
2.7%
Work from home
23.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$107,774
45% above avg
Per Capita Income
$55,677
Unemployment Rate
1.8%
62% below avg
Poverty Rate
8.4%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 23.7%
Graduate degree 3.6%

👥 Demographics

Median Age 37.4
Male median age 41.2
Female median age 33.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
61.8%
Good air days/yr
174
Max AQI recorded
90
PM2.5 days
198
Ozone days

Frequently Asked Questions

What is the cost of living in Hampshire, IL?

Hampshire has a cost index of 134 (100 = national average). It is 34% above the national average.

What is average rent in Hampshire, IL?

The median gross rent in Hampshire is $2,356 per month based on 2023 Census data.

What is the average home price in Hampshire?

The median home value in Hampshire is $316,200 according to Zillow and Census data.

What is the median income in Hampshire?

The median household income in Hampshire is $107,774 per year (2023 ACS 5-year estimates).

What is the sales tax in Hampshire, IL?

The combined state and local sales tax rate in Hampshire is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Hampshire, IL affordable?

Hampshire is above average in cost of living, with an index of 134 — about 34% higher than the national average.

Hampshire at a Glance

Population
8,351
Median Income
$107,774
Home Value
$316,200
Median Rent
$2,356/mo
Unemployment
1.8%
Sales Tax
8.7%
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