Cost of Living in Rochester, IL
Population 3,784 · Illinois · Data vintage 2023
(100 = US avg)
Rochester is a smaller Illinois community of around 4000 residents, where median household incomes of $112,689 and housing costs ($242,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Rochester sits roughly 5 miles southeast of Springfield — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 56% higher than Springfield's $155,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Rochester
The median home value in Rochester is $241,900 — 21% below the national median of $305,000. Median rent runs $1,333/month, 1% higher than the national median of $1,314/month. The median household income of $112,689/year is 51% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Rochester has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.
Rochester has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Rochester, IL?
Rochester has a cost index of 88 (100 = national average). It is 12% below the national average.
What is average rent in Rochester, IL?
The median gross rent in Rochester is $1,333 per month based on 2023 Census data.
What is the average home price in Rochester?
The median home value in Rochester is $241,900 according to Zillow and Census data.
What is the median income in Rochester?
The median household income in Rochester is $112,689 per year (2023 ACS 5-year estimates).
What is the sales tax in Rochester, IL?
The combined state and local sales tax rate in Rochester is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Rochester, IL affordable?
Yes, Rochester is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.
Rochester at a Glance
- Population
- 3,784
- Median Income
- $112,689
- Home Value
- $241,900
- Median Rent
- $1,333/mo
- Unemployment
- 3.6%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
Illinois Rankings
Similar Cost Cities
Cities in other states with comparable housing costs