Cost of Living in Sherman, IL

Population 4,211 · Illinois · Data vintage 2023

105
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Sherman sits on the smaller end of the Illinois city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Located 7 miles north of Springfield, Sherman falls within that metro's commuting orbit. Median home values run roughly 88% higher than Springfield's $155,000.

Cost Overview

Housing 96
Rent 119

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sherman

The median home value in Sherman is $291,300 — 4% below the national median of $305,000. Median rent runs $1,565/month, 19% higher than the national median of $1,314/month. The median household income of $147,025/year is 97% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Sherman has a cost of living index of 105 versus the US average of 100, meaning it is 5% more expensive.

🏠 Housing

Median Home Value
$291,300
4% below avg
Zillow Home Value
$671,039
Zillow ZHVI
Median Rent
$1,565/mo
19% above avg
Price-to-Rent Ratio
15.5x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 89.9%
Renter-occupied 10.1%

💰 Estimated Monthly Budget

Rent median rent
$1,565
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,179/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.3 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.8%

Commute Mode

Drove alone
80.8%
Carpooled
2.4%
Work from home
16.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$147,025
97% above avg
Per Capita Income
$60,210
Unemployment Rate
2.9%
39% below avg
Poverty Rate
0.4%
Labor Force Participation
63.3%

🎓 Education

Bachelor's degree+ 27.6%
Graduate degree 20.1%

👥 Demographics

Median Age 44.4
Male median age 41.1
Female median age 46.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
49.9%
Good air days/yr
247
Max AQI recorded
253
PM2.5 days
112
Ozone days

Frequently Asked Questions

What is the cost of living in Sherman, IL?

Sherman has a cost index of 105 (100 = national average). It is 5% above the national average.

What is average rent in Sherman, IL?

The median gross rent in Sherman is $1,565 per month based on 2023 Census data.

What is the average home price in Sherman?

The median home value in Sherman is $291,300 according to Zillow and Census data.

What is the median income in Sherman?

The median household income in Sherman is $147,025 per year (2023 ACS 5-year estimates).

What is the sales tax in Sherman, IL?

The combined state and local sales tax rate in Sherman is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Sherman, IL affordable?

Sherman is near the national average in terms of cost of living, with an index of 105 (100 = US average).

Sherman at a Glance

Population
4,211
Median Income
$147,025
Home Value
$291,300
Median Rent
$1,565/mo
Unemployment
2.9%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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