Cost of Living in Frankfort, IN

Population 15,536 · Indiana · Data vintage 2023

51
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Frankfort sits on the smaller end of the Indiana city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Frankfort is about 30 miles northwest of Carmel, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 73% lower than Carmel's $456,000.

Cost Overview

Housing 40
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Frankfort

The median home value in Frankfort is $122,800 — 60% below the national median of $305,000. Median rent runs $888/month, 32% lower than the national median of $1,314/month. The median household income of $53,522/year is 28% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Frankfort has a cost of living index of 51 versus the US average of 100, meaning it is 49% less expensive.

🏠 Housing

Median Home Value
$122,800
60% below avg
Zillow Home Value
$205,410
Zillow ZHVI
Median Rent
$888/mo
32% below avg
Zillow Rent
$839/mo
Zillow ZORI
Price-to-Rent Ratio
11.5x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 58.7%
Renter-occupied 41.3%

💰 Estimated Monthly Budget

Rent median rent
$888
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,502/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.1 min
26% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.3%

Commute Mode

Drove alone
83.0%
Carpooled
12.2%
Public transit
0.1%
Walked
0.6%
Bicycle
0.2%
Work from home
3.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$53,522
28% below avg
Per Capita Income
$26,356
Unemployment Rate
4.0%
17% below avg
Poverty Rate
11.0%
Labor Force Participation
65.2%

🎓 Education

Bachelor's degree+ 7.8%
Graduate degree 4.0%

👥 Demographics

Median Age 35.1
Male median age 33.2
Female median age 35.7

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
16.9:1
Student-teacher ratio
7
Public schools
4,428
Total enrollment

Frequently Asked Questions

What is the cost of living in Frankfort, IN?

Frankfort has a cost index of 51 (100 = national average). It is 49% below the national average.

What is average rent in Frankfort, IN?

The median gross rent in Frankfort is $888 per month based on 2023 Census data.

What is the average home price in Frankfort?

The median home value in Frankfort is $122,800 according to Zillow and Census data.

What is the median income in Frankfort?

The median household income in Frankfort is $53,522 per year (2023 ACS 5-year estimates).

What is the sales tax in Frankfort, IN?

The combined state and local sales tax rate in Frankfort is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Frankfort, IN affordable?

Yes, Frankfort is generally considered affordable, with a cost of living index of 51 — about 49% below the US national average of 100.

Frankfort at a Glance

Population
15,536
Median Income
$53,522
Home Value
$122,800
Median Rent
$888/mo
Unemployment
4.0%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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