Cost of Living in Knox, IN

Population 3,843 · Indiana · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Knox's median household income of $45,647 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (33% here). An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Knox is about 30 miles southwest of South Bend, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with South Bend's $125,000 median.

Cost Overview

Housing 41
Rent 47

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Knox

The median home value in Knox is $125,300 — 59% below the national median of $305,000. Median rent runs $613/month, 53% lower than the national median of $1,314/month. The median household income of $45,647/year is 39% lower than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Knox has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$125,300
59% below avg
Zillow Home Value
$216,420
Zillow ZHVI
Median Rent
$613/mo
53% below avg
Price-to-Rent Ratio
17.0x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 60.1%
Renter-occupied 39.9%

💰 Estimated Monthly Budget

Rent median rent
$613
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,227/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.7 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
1.9%

Commute Mode

Drove alone
75.8%
Carpooled
14.4%
Walked
3.3%
Work from home
1.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$45,647
39% below avg
Per Capita Income
$22,215
Unemployment Rate
2.9%
40% below avg
Poverty Rate
33.5%
Labor Force Participation
45.1%

🎓 Education

Bachelor's degree+ 10.5%
Graduate degree 4.9%

👥 Demographics

Median Age 40.7
Male median age 34.9
Female median age 42.5

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
15.7:1
Student-teacher ratio
3
Public schools
1,818
Total enrollment

Frequently Asked Questions

What is the cost of living in Knox, IN?

Knox has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in Knox, IN?

The median gross rent in Knox is $613 per month based on 2023 Census data.

What is the average home price in Knox?

The median home value in Knox is $125,300 according to Zillow and Census data.

What is the median income in Knox?

The median household income in Knox is $45,647 per year (2023 ACS 5-year estimates).

What is the sales tax in Knox, IN?

The combined state and local sales tax rate in Knox is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Knox, IN affordable?

Yes, Knox is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

Knox at a Glance

Population
3,843
Median Income
$45,647
Home Value
$125,300
Median Rent
$613/mo
Unemployment
2.9%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs