Cost of Living in Plymouth, IN

Population 10,506 · Indiana · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Plymouth is a smaller Indiana community of around 11000 residents, where median household incomes of $53,115 and housing costs ($122,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Plymouth sits roughly 25 miles south of South Bend. Housing prices track closely with South Bend's $125,000 median.

Cost Overview

Housing 40
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Plymouth

The median home value in Plymouth is $122,200 — 60% below the national median of $305,000. Median rent runs $957/month, 27% lower than the national median of $1,314/month. The median household income of $53,115/year is 29% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Plymouth has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$122,200
60% below avg
Zillow Home Value
$235,462
Zillow ZHVI
Median Rent
$957/mo
27% below avg
Price-to-Rent Ratio
10.6x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 55.8%
Renter-occupied 44.2%

💰 Estimated Monthly Budget

Rent median rent
$957
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,571/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.5 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.4%

Commute Mode

Drove alone
78.3%
Carpooled
15.0%
Public transit
0.2%
Walked
2.0%
Bicycle
1.0%
Work from home
2.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$53,115
29% below avg
Per Capita Income
$28,761
Unemployment Rate
3.8%
22% below avg
Poverty Rate
15.0%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 14.1%
Graduate degree 6.9%

👥 Demographics

Median Age 34.9
Male median age 30.4
Female median age 39.3

🏫 Schools

NCES CCD 2019 — public school district data

93%
4-Year Graduation Rate
16.7:1
Student-teacher ratio
7
Public schools
3,489
Total enrollment

Frequently Asked Questions

What is the cost of living in Plymouth, IN?

Plymouth has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in Plymouth, IN?

The median gross rent in Plymouth is $957 per month based on 2023 Census data.

What is the average home price in Plymouth?

The median home value in Plymouth is $122,200 according to Zillow and Census data.

What is the median income in Plymouth?

The median household income in Plymouth is $53,115 per year (2023 ACS 5-year estimates).

What is the sales tax in Plymouth, IN?

The combined state and local sales tax rate in Plymouth is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Plymouth, IN affordable?

Yes, Plymouth is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

Plymouth at a Glance

Population
10,506
Median Income
$53,115
Home Value
$122,200
Median Rent
$957/mo
Unemployment
3.8%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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