Cost of Living in Nappanee, IN

Population 7,040 · Indiana · Data vintage 2023

68
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Nappanee stay well under national norms: a median home value of $209,000 against median household incomes of $66,944 gives the city one of the more comfortable price-to-income ratios in Indiana.

Located 20 miles southeast of South Bend, Nappanee falls within that metro's commuting orbit. Median home values run roughly 68% higher than South Bend's $125,000.

Cost Overview

Housing 69
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Nappanee

The median home value in Nappanee is $209,000 — 31% below the national median of $305,000. Median rent runs $876/month, 33% lower than the national median of $1,314/month. The median household income of $66,944/year is 10% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Nappanee has a cost of living index of 68 versus the US average of 100, meaning it is 32% less expensive.

🏠 Housing

Median Home Value
$209,000
31% below avg
Zillow Home Value
$284,409
Zillow ZHVI
Median Rent
$876/mo
33% below avg
Price-to-Rent Ratio
19.9x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 59.6%
Renter-occupied 40.4%

💰 Estimated Monthly Budget

Rent median rent
$876
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,490/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.8 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.4%

Commute Mode

Drove alone
75.2%
Carpooled
19.4%
Walked
1.9%
Bicycle
1.0%
Work from home
2.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$66,944
10% below avg
Per Capita Income
$33,250
Unemployment Rate
5.8%
20% above avg
Poverty Rate
10.9%
Labor Force Participation
80.6%

🎓 Education

Bachelor's degree+ 6.7%
Graduate degree 2.9%

👥 Demographics

Median Age 32.4
Male median age 33.4
Female median age 31

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.5%
Good air days/yr
193
Max AQI recorded
191
PM2.5 days
174
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
17.6:1
Student-teacher ratio
5
Public schools
3,085
Total enrollment

Frequently Asked Questions

What is the cost of living in Nappanee, IN?

Nappanee has a cost index of 68 (100 = national average). It is 32% below the national average.

What is average rent in Nappanee, IN?

The median gross rent in Nappanee is $876 per month based on 2023 Census data.

What is the average home price in Nappanee?

The median home value in Nappanee is $209,000 according to Zillow and Census data.

What is the median income in Nappanee?

The median household income in Nappanee is $66,944 per year (2023 ACS 5-year estimates).

What is the sales tax in Nappanee, IN?

The combined state and local sales tax rate in Nappanee is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Nappanee, IN affordable?

Yes, Nappanee is generally considered affordable, with a cost of living index of 68 — about 32% below the US national average of 100.

Nappanee at a Glance

Population
7,040
Median Income
$66,944
Home Value
$209,000
Median Rent
$876/mo
Unemployment
5.8%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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