Cost of Living in Cynthiana, KY
Population 6,412 · Kentucky · Data vintage 2023
(100 = US avg)
Cynthiana is a smaller Kentucky community of around 6000 residents, where median household incomes of $49,817 and housing costs ($155,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 26% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Geographically, Cynthiana is about 25 miles northeast of Lexington-Fayette urban county, the nearest large metro. Median home values run roughly 43% lower than Lexington-Fayette urban county's $272,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cynthiana
The median home value in Cynthiana is $154,700 — 49% below the national median of $305,000. Median rent runs $763/month, 42% lower than the national median of $1,314/month. The median household income of $49,817/year is 33% lower than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Cynthiana has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.
Cynthiana has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Cynthiana, KY?
Cynthiana has a cost index of 54 (100 = national average). It is 46% below the national average.
What is average rent in Cynthiana, KY?
The median gross rent in Cynthiana is $763 per month based on 2023 Census data.
What is the average home price in Cynthiana?
The median home value in Cynthiana is $154,700 according to Zillow and Census data.
What is the median income in Cynthiana?
The median household income in Cynthiana is $49,817 per year (2023 ACS 5-year estimates).
What is the sales tax in Cynthiana, KY?
The combined state and local sales tax rate in Cynthiana is 6.0%. The Kentucky state income tax top rate is 4.0%.
Is Cynthiana, KY affordable?
Yes, Cynthiana is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.
Cynthiana at a Glance
- Population
- 6,412
- Median Income
- $49,817
- Home Value
- $154,700
- Median Rent
- $763/mo
- Unemployment
- 1.6%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Kentucky Rankings
Similar Cost Cities
Cities in other states with comparable housing costs