Cost of Living in Versailles, KY

Population 10,382 · Kentucky · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Versailles is a smaller Kentucky community of around 10000 residents, where median household incomes of $58,834 and housing costs ($258,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Versailles sits roughly 15 miles west of Lexington-Fayette urban county. Housing prices track closely with Lexington-Fayette urban county's $272,000 median.

Cost Overview

Housing 84
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Versailles

The median home value in Versailles is $257,600 — 16% below the national median of $305,000. Median rent runs $1,051/month, 20% lower than the national median of $1,314/month. The median household income of $58,834/year is 21% lower than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 64.6°F and lows of 45.7°F. Overall, Versailles has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$257,600
16% below avg
Zillow Home Value
$350,197
Zillow ZHVI
Median Rent
$1,051/mo
20% below avg
Zillow Rent
$1,784/mo
Zillow ZORI
Price-to-Rent Ratio
20.4x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 60.8%
Renter-occupied 39.2%

💰 Estimated Monthly Budget

Rent median rent
$1,051
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,665/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.7 min
5% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
81.0%
Carpooled
6.5%
Walked
2.1%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$58,834
21% below avg
Per Capita Income
$35,640
Unemployment Rate
4.1%
15% below avg
Poverty Rate
16.9%
Labor Force Participation
69.6%

🎓 Education

Bachelor's degree+ 19.8%
Graduate degree 16.4%

👥 Demographics

Median Age 39
Male median age 37.7
Female median age 40.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.6°F
Avg Low
45.7°F
Annual Precip
48.1"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414555657482848478675545
Low °F 252835455562666457463629
Precip" 3.363.404.514.605.714.254.783.413.113.753.204.03

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
17.7:1
Student-teacher ratio
7
Public schools
4,253
Total enrollment

Frequently Asked Questions

What is the cost of living in Versailles, KY?

Versailles has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Versailles, KY?

The median gross rent in Versailles is $1,051 per month based on 2023 Census data.

What is the average home price in Versailles?

The median home value in Versailles is $257,600 according to Zillow and Census data.

What is the median income in Versailles?

The median household income in Versailles is $58,834 per year (2023 ACS 5-year estimates).

What is the sales tax in Versailles, KY?

The combined state and local sales tax rate in Versailles is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Versailles, KY affordable?

Yes, Versailles is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.

What is the weather like in Versailles?

Versailles has average high temperatures of 64.6°F and average lows of 45.7°F. Annual precipitation is 48.1". Data from NOAA 1991–2020 Climate Normals.

Versailles at a Glance

Population
10,382
Median Income
$58,834
Home Value
$257,600
Median Rent
$1,051/mo
Unemployment
4.1%
Avg High Temp
64.6°F
Sales Tax
6.0%
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