Cost of Living in Lawrenceburg, KY

Population 11,838 · Kentucky · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lawrenceburg offers a notably favorable income-to-housing ratio for its region. The typical home — $185,000 — costs less than 2.9 times median household income of $63,690, a threshold many coastal markets passed a decade ago. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.

Located 25 miles west of Lexington-Fayette urban county, Lawrenceburg falls within that metro's commuting orbit. Median home values run roughly 32% lower than Lexington-Fayette urban county's $272,000.

Cost Overview

Housing 61
Rent 69

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lawrenceburg

The median home value in Lawrenceburg is $185,400 — 39% below the national median of $305,000. Median rent runs $901/month, 31% lower than the national median of $1,314/month. The median household income of $63,690/year is 15% lower than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Lawrenceburg has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$185,400
39% below avg
Zillow Home Value
$261,181
Zillow ZHVI
Median Rent
$901/mo
31% below avg
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 71.4%
Renter-occupied 28.6%

💰 Estimated Monthly Budget

Rent median rent
$901
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,515/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.3 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
80.9%
Carpooled
8.6%
Walked
0.1%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$63,690
15% below avg
Per Capita Income
$29,634
Unemployment Rate
1.9%
59% below avg
Poverty Rate
11.8%
Labor Force Participation
62.6%

🎓 Education

Bachelor's degree+ 11.2%
Graduate degree 7.2%

👥 Demographics

Median Age 37.6
Male median age 31
Female median age 41.5

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
17.3:1
Student-teacher ratio
8
Public schools
3,808
Total enrollment

Frequently Asked Questions

What is the cost of living in Lawrenceburg, KY?

Lawrenceburg has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in Lawrenceburg, KY?

The median gross rent in Lawrenceburg is $901 per month based on 2023 Census data.

What is the average home price in Lawrenceburg?

The median home value in Lawrenceburg is $185,400 according to Zillow and Census data.

What is the median income in Lawrenceburg?

The median household income in Lawrenceburg is $63,690 per year (2023 ACS 5-year estimates).

What is the sales tax in Lawrenceburg, KY?

The combined state and local sales tax rate in Lawrenceburg is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Lawrenceburg, KY affordable?

Yes, Lawrenceburg is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

Lawrenceburg at a Glance

Population
11,838
Median Income
$63,690
Home Value
$185,400
Median Rent
$901/mo
Unemployment
1.9%
Sales Tax
6.0%
View all cities in Kentucky →
🗺️ County data for Kentucky

Explore county-level cost of living data

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