Cost of Living in Wilmore, KY
Population 6,031 · Kentucky · Data vintage 2023
(100 = US avg)
Wilmore offers a notably favorable income-to-housing ratio for its region. The typical home — $211,000 — costs less than 3.3 times median household income of $64,245, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.
Wilmore sits roughly 15 miles southwest of Lexington-Fayette urban county — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 23% lower than Lexington-Fayette urban county's $272,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Wilmore
The median home value in Wilmore is $210,700 — 31% below the national median of $305,000. Median rent runs $855/month, 35% lower than the national median of $1,314/month. The median household income of $64,245/year is 14% lower than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Wilmore has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.
Wilmore has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Wilmore, KY?
Wilmore has a cost index of 67 (100 = national average). It is 33% below the national average.
What is average rent in Wilmore, KY?
The median gross rent in Wilmore is $855 per month based on 2023 Census data.
What is the average home price in Wilmore?
The median home value in Wilmore is $210,700 according to Zillow and Census data.
What is the median income in Wilmore?
The median household income in Wilmore is $64,245 per year (2023 ACS 5-year estimates).
What is the sales tax in Wilmore, KY?
The combined state and local sales tax rate in Wilmore is 6.0%. The Kentucky state income tax top rate is 4.0%.
Is Wilmore, KY affordable?
Yes, Wilmore is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.
Wilmore at a Glance
- Population
- 6,031
- Median Income
- $64,245
- Home Value
- $210,700
- Median Rent
- $855/mo
- Unemployment
- 2.7%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Kentucky Rankings
Similar Cost Cities
Cities in other states with comparable housing costs